How to Buy a Luxury Property on the Costa del Sol
Buying a luxury property on the Costa del Sol is an exciting journey, from exploring Marbella’s glamorous neighbourhoods to stepping inside some of the most exclusive homes in Europe. But for international buyers, the process can feel complex without a clear understanding of the local requirements.
Here’s how to make your purchase smooth and enjoyable.
Why Invest on the Costa del Sol?
The Costa del Sol is one of Europe’s top luxury destinations, offering over 300 days of sunshine, world-class golf, Michelin-star dining, international schools, and a vibrant lifestyle.
Marbella, in particular, attracts high-net-worth buyers seeking privacy, security, sea views, and a sophisticated lifestyle.
With strong demand, excellent infrastructure, and a resilient property market, the Costa del Sol continues to be a favourite for both lifestyle and investment properties.
Step-by-Step Buying Process
1. Choose the Right Location
Each Marbella area offers its own unique appeal —
• Golden Mile: prestige & beachfront living
• Sierra Blanca: gated luxury & sea views
• Nueva Andalucía: golf valley villas
• Benahavís: tranquil hillside mansions
Your choice will depend on lifestyle, accessibility, and investment goals.
2. Work with our Trusted Real Estate Agent
Let our trusted agents lead the way. From off-market opportunities to expert negotiation, we make your luxury home search effortless from start to finish.
3. Work with our in-house lawyers
With our in-house bilingual lawyers, you’re in safe hands. They review all legal documents, verify ownership, check for debts or restrictions, and make sure your property plans, including renovations, are fully secure.
4. Secure your financing with our in-house mortgage brokers.
They’ll guide you through the process, help you access competitive rates, and simplify every requirement, even if you’re a non-resident.
You’ll typically need:
• proof of income
• bank statements
• a Spanish bank account
And don’t forget to budget an additional 10–15% for taxes and fees.
5. Final Signing at the Notary
The moment we sign the deed together at the notary, everything becomes official. Once the final balance and taxes are paid, the home is legally yours, and we’ll be right there with you through every step.
Common Mistakes to Avoid
• Skipping legal checks
• Underestimating taxes or maintenance costs
• Ignoring resale potential, location & amenities matter
Legal Essentials for Non-Residents
To buy property on the Costa del Sol, you’ll need a NIE (Foreign Identification Number).
Your lawyer will verify that the property is debt-free and ensure all documents are correct.
Depending on whether it’s a new build or resale, you’ll pay VAT or Transfer Tax (ITP).
Managing Your Luxury Property
Many international owners choose property management services to handle maintenance, rentals, and security, especially for second homes.
In Marbella and nearby hotspots, seasonal rental income can be a strong added benefit.
In Summary
Buying a luxury property on the Costa del Sol is not just a financial investment, it’s a lifestyle upgrade. From beachfront villas to modern penthouses, Marbella offers the perfect mix of beauty, comfort, and sophistication.
With the right team by your side, your dream home under the Andalusian sun is closer than you think.
Browse our curated selection of luxury properties and get inspired for your next move.