Apartments median
€2,917per m²
Live · 7 developments
New Developments
New Developments
in Cádiz
7 live new-build schemes across 2 Cádiz sub-areas. From €310k entry to €1.35M top end. Independent broker, pre-construction allocation access.
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Market · Live
Refreshed 20 September 2026
Where to focus
Pick the Cádiz sub-area that fits you
Cádiz organised by sub-area, each with its own character and price point. Tap a card to jump to its live inventory.
Live inventory
All 7 Cádiz developments
Cádiz
4 developments · from €549k
A
Roccabox · Live
Ask anything about Cádiz
Trained on all 7 live Cádiz developments, 2 sub-areas, current market data, and Spanish purchase law.
The Cádiz new-build market
What you are actually looking at
01 · The inventory
What you are actually looking at
Cádiz's new-build pipeline currently holds seven live developments, a pool small enough that stage detail matters more than headline pricing. Two of the seven are pre-construction or off-plan with licence already granted, four are under active construction at various phases, and one is finished and ready to occupy now. Pricing across the town runs from €310k to €1.4M, with the floor set by early-phase stock in Torrenueva and the ceiling reached by larger-format units in Cádiz itself. Anyone comparing this town against other points on the coast needs to separate what is actually built and inspectable today from what still exists as a licensed plan.
02 · Access
Branded residences sit on a different clock
Where a Cádiz project carries a recognized design or hospitality brand attached to the residences, the release structure tends to run on a different clock than a standard build. Units get allocated in phases tied to construction milestones rather than a single launch event, and the earliest pricing is set before final specification is locked in, which is why entry figures on a branded scheme should be read as an access point into a phased release rather than a number the last units will trade at. Registering early on this kind of project gets a buyer visibility into unit-by-unit availability ahead of wider release, not a status marker attached to the brand name. The two sub-areas tracked here behave differently.
03 · Sub-areas
How they differ in practice
Cádiz accounts for four of the seven developments, with entry pricing from €549k and a construction profile weighted toward larger apartments and finished common areas aimed at year-round living rather than seasonal use. Torrenueva carries three developments from €310k, generally smaller-footprint schemes still moving through earlier construction stages, which explains why the floor price sits well below the town-wide range. With two of the seven developments still off-plan, part of what shows as available today is planned rather than built stock, meaning specification, delivery date, and final price can still shift before completion. Matching a budget and a timeline to the right sub-area depends on how much of that movement a buyer is prepared to accept.
04 · Roccabox
What we actually do for buyers
Roccabox has worked the Cádiz new-build segment for nine years, tracking each of these seven developments directly from source rather than through resale listings, across every stage from initial licence to final handover. That gives current visibility into completed units, active construction stock, and pre-launch inventory, along with direct reservation terms on projects before they reach wider portals. For a buyer comparing this town against other stretches of the coast, the practical value is a stage-by-stage read of what is buildable now versus what remains on paper, plus guidance on how the choice between Cádiz and Torrenueva affects both delivery timeline and total cost once taxes and completion terms are factored in.
Inventory at a glance
How the 7 schemes break down
Off-plan locks today's price with bank-guaranteed deposits. Ready-to-move trades certainty for less entry headroom.
Today's Cádiz
€310k to €1.35M
7 developments · 2 sub-areas · verified 20 September 2026
Location intelligence
Where Cádiz sits
Málaga airport
35min
50 km
Puerto Banús
8min
7 km
La Cañada shopping
6min
4 km
Mijas Pueblo
30min
28 km
Estepona
30min
32 km
Gibraltar
60min
75 km
Ronda
60min
65 km
Sierra Nevada ski
150min
175 km
Year-round
Cádiz climate, in numbers
341days
Sunshine days/yr
31°C
Avg July max
11°C
Avg Jan min
744mm
Annual rainfall
Buyer's guide
How buying a new-build in Spain actually works
Reservation
Three-stage payment structure
Reservation deposit €5k–€20k holds the unit 15–30 days. Private contract (contrato de compraventa) signed within that window with 10% deposit transferred. On off-plan, deposits sit under mandatory bank guarantee. Completion 60+ days later, remainder paid at notary, title registered at Registro de la Propiedad.
Taxes & costs
Around 12–13% on top of price
10% IVA on the purchase price, 1.2% AJD stamp duty, ~1% legal fees plus IVA, notary and registry on a sliding scale, minimal Plusvalía at first sale. A €750k apartment lands around €90–97k in taxes and fees. Annual IBI thereafter is typically 0.4–1.1% of cadastral value.
Independent counsel
Engage your own lawyer
Never the developer's lawyer. Your counsel reviews the private contract, verifies building licences, confirms bank guarantees for off-plan deposits, and rejects unfavourable completion clauses. Roccabox introduces vetted Spanish property lawyers at no fee.
Mortgages for non-residents
60–70% LTV is the norm
Spanish banks lend up to 60–70% of the bank's valuation (not purchase price) to non-residents. Rates currently 3.5–5.5%. Need NIE, tax returns, bank statements. 4–8 weeks application to approval. Roccabox introduces non-resident mortgage brokers.
Snagging & handover
10-year structural guarantee
Snagging inspection one to three weeks pre-completion. Documented report binds the developer to remediation. Roccabox attends every snagging with our clients and photographs defects. Spanish law mandates a 10-year structural warranty and one year on finishes.
Guidance only. Obtain independent regulated counsel for your circumstances. Roccabox introduces vetted Spanish lawyers, mortgage brokers, and immigration counsel.
9
years on the ground
Established 2017. UK, Russia, Scandinavia, Middle East buyers.
7
Cádiz schemes live
Refreshed daily, multi-source verified.
€0
fee to buyer
Developer pays our commission at completion.
Frequently asked
buyer questions – Cádiz
Can buying property in Cádiz give a non-EU buyer Spanish residency?
No. The Golden Visa route that linked residency to property investment closed on 3 April 2025 under Organic Law 1/2025 and is no longer available to new applicants. Property ownership in Cádiz does not currently carry a residency entitlement on its own. Non-EU buyers seeking to live in Spain need to look at separate visa categories, such as non-lucrative or work-based routes, which are unrelated to the property purchase itself and should be assessed with an immigration lawyer.
Should I buy off-plan or wait for something ready to move into?
It depends on timeline flexibility and risk tolerance. Off-plan and under-construction units in Cádiz, currently six of the seven tracked developments, generally carry lower entry pricing and staged payment schedules, but final specification, delivery date, and pricing can shift before completion. The one completed development available now offers immediate occupation and an inspectable finished product, usually at a higher entry price reflecting that certainty.
How does the deposit and payment schedule usually work?
A reservation agreement takes the unit off the market against a fixed deposit, followed within a set window by a private purchase contract setting out the full schedule. On off-plan and under-construction stock, payments are typically staged against construction milestones, with the final balance due at completion before the notary. Ready-to-occupy stock follows a shorter path from reservation to completion. Exact terms vary by development and should be confirmed in the contract before signing.
How do I decide between Cádiz and Torrenueva?
The two sub-areas differ on entry price, unit size, and construction stage. Cádiz has four developments from €549k, generally larger units aimed at year-round living with more finished common areas. Torrenueva has three developments from €310k, smaller-footprint schemes still moving through earlier construction phases. The choice comes down to budget, how much construction-stage uncertainty is acceptable, and whether the unit is intended for permanent use or as a lower-entry investment.
What taxes and costs should I budget for beyond the purchase price?
New-build purchases in Andalucía carry IVA at 10 percent plus AJD stamp duty at approximately 1.2 percent, both calculated on the purchase price. On top of that, budget for notary fees, land registry registration, and independent legal fees. Combined, total buyer costs on a new-build purchase typically fall between 10 and 13 percent of the price, though this should be confirmed against current rates and the specific transaction before committing.
Can non-resident buyers get a mortgage for a Cádiz new-build?
Spanish banks do lend to non-residents, though terms are generally more conservative than for residents. Loan-to-value typically runs between 60 and 70 percent of purchase price or appraised value, whichever is lower, subject to income verification and affordability checks. Rates and conditions vary by lender and by the buyer's financial profile, so early conversations with a bank or mortgage broker are worth having before committing to a reservation deposit.
Speak to the Cádiz desk
Get matched to the right development
Budget, sub-area, timeline. We send a curated shortlist within 24 hours from live inventory, including pre-construction allocation options you won't find on portals.
Or WhatsApp +34629618536 · Call +34 951 12 04 67