Community fees and IBI — the running costs of owning Spanish property
What this guide covers Spanish property ownership comes with two unavoidable recurring costs that catch many overseas buyers off guard: the monthly community fee paid to your comunidad de propietarios, and the annual Imp
اقرأ الدليل →Getting a NIE and a Spanish bank account as a foreign buyer
Why this guide exists Before you can sign at the notary on a Costa del Sol property, two pieces of admin need to be in place: a Spanish tax identification number for foreigners (the NIE), and a Spanish bank account to fu
اقرأ الدليل →Transfer tax in Spain — ITP vs. IVA explained for new-build buyers
Transfer tax in Spain: ITP vs IVA for Costa del Sol buyers If you're buying property on the Costa del Sol, the purchase tax you owe depends on one binary question: is the home a resale or a new-build first transfer. Res
اقرأ الدليل →Costa del Sol vs. Balearics vs. Canaries — choosing the right Spanish coast
Choosing your Spanish coast: a 2026 buyer's comparison This guide compares the three most-bought Spanish coastal regions for international property buyers in 2026: the Costa del Sol on the Andalusian mainland, the Balea
اقرأ الدليل →Off-plan deposit protections in Spain — the buyer’s safety net
Off-plan deposit protections in Spain: the buyer's safety net Buying off-plan on the Costa del Sol means paying real money for something that doesn't yet exist. Spanish law takes that risk seriously and obliges promoter
اقرأ الدليل →The Spanish notary process for buying property — step by step
The Spanish Notary Process for Buying Property: A Step-by-Step Buyer's Guide This guide explains what actually happens at the Spanish notary's office when you buy a property on the Costa del Sol, and how that fits into
اقرأ الدليل →Spanish residency for non-EU buyers after the Golden Visa closure
The Spanish Golden Visa investor route closed on 3 April 2025 under Organic Law 1/2025. For non-EU buyers eyeing a home on the Costa del Sol, that single change rewrote the residency playbook. This guide explains what th
اقرأ الدليل →Spanish mortgages for non-residents — a 2026 buyer guide
This guide explains how a non-resident foreign buyer secures a mortgage in Spain in 2026. It covers loan-to-value bands, the current mix of fixed and Euribor-linked pricing, the documentation Spanish banks expect, the ap
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