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Roccabox Editorial

Buyer guides

Editorial guides for Costa del Sol and Spanish property buyers.

Gulf buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for buyers from the UAE, Saudi Arabia, Kuwait, Qatar, Bahrain and Oman purchasing property on the Costa del Sol in 2026 — why GCC buyers have zero personal income tax exposure at home, Spain's 24% IRNR

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Ukrainian buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Ukrainian nationals buying property on the Costa del Sol in 2026 — the non-EU status and 24% IRNR rate explained, the USSR-Spain double taxation treaty that still applies, the proposed 100% surchar

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Bulgarian buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Bulgarian nationals buying property on the Costa del Sol in 2026 — full Schengen and EU freedom of movement, the 19% IRNR rate, the Bulgaria-Spain DTA and how Spain's 19% rate eliminates any Bulgar

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Romanian buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Romanian nationals buying property on the Costa del Sol in 2026 — full Schengen and EU freedom of movement, the 19% IRNR rate, the Romania-Spain DTA, why Spanish CGT at 19% eliminates any Romanian

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Polish buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Polish nationals buying property on the Costa del Sol in 2026 — EU free movement rights, the 19% IRNR rate with expense deductions, the Poland-Spain DTA, the 5-year Polish CGT exemption on property

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Italian buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Italian nationals buying property on the Costa del Sol in 2026 — EU free movement, the 19% IRNR rate, the Italy-Spain DTA credit method, the standout Italian advantage: full CGT exemption (plusvale

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French buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for French nationals buying property on the Costa del Sol in 2026 — EU free movement, the 19% IRNR rate, the France-Spain income DTA (1995) and the unique 1963 inheritance convention, French plus-value

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Danish buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Danish nationals buying property on the Costa del Sol in 2026 — the critical fact that Denmark and Spain have no double taxation treaty since 2009 and what this means for rental income and capital

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Swedish buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Swedish nationals buying property on the Costa del Sol in 2026 — EU free movement rights, the 19% IRNR rate with expense deductions, the Sweden-Spain DTA credit method, Swedish reavinstskatt on pro

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Dutch buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for Dutch nationals buying property on the Costa del Sol in 2026 — EU free movement rights, the 19% IRNR rate with full expense deductions, the unique Box 3 wealth tax treatment for Spanish property, t

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German buyers' guide to buying property on the Costa del Sol — 2026

The complete guide for German nationals buying property on the Costa del Sol in 2026 — EU free movement rights, the 19% IRNR rate advantage, rental expense deductions, the Germany-Spain tax treaty (DTA 2011), Progression

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UK buyers' guide to buying property on the Costa del Sol — 2026

Everything UK nationals need to know before buying property on the Costa del Sol in 2026 — post-Brexit rights, the Schengen 90-day rule, Spanish taxes as a non-resident, currency transfer, HMRC reporting, inheritance, an

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Community fees and IBI — the running costs of owning Spanish property

What this guide covers Spanish property ownership comes with two unavoidable recurring costs that catch many overseas buyers off guard: the monthly community fee paid to your comunidad de propietarios, and the annual Imp

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Getting a NIE and a Spanish bank account as a foreign buyer

Why this guide exists Before you can sign at the notary on a Costa del Sol property, two pieces of admin need to be in place: a Spanish tax identification number for foreigners (the NIE), and a Spanish bank account to fu

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Transfer tax in Spain — ITP vs. IVA explained for new-build buyers

Transfer tax in Spain: ITP vs IVA for Costa del Sol buyers If you're buying property on the Costa del Sol, the purchase tax you owe depends on one binary question: is the home a resale or a new-build first transfer. Res

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Costa del Sol vs. Balearics vs. Canaries — choosing the right Spanish coast

Choosing your Spanish coast: a 2026 buyer's comparison This guide compares the three most-bought Spanish coastal regions for international property buyers in 2026: the Costa del Sol on the Andalusian mainland, the Balea

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Off-plan deposit protections in Spain — the buyer’s safety net

Off-plan deposit protections in Spain: the buyer's safety net Buying off-plan on the Costa del Sol means paying real money for something that doesn't yet exist. Spanish law takes that risk seriously and obliges promoter

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The Spanish notary process for buying property — step by step

The Spanish Notary Process for Buying Property: A Step-by-Step Buyer's Guide This guide explains what actually happens at the Spanish notary's office when you buy a property on the Costa del Sol, and how that fits into

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Spanish residency for non-EU buyers after the Golden Visa closure

The Spanish Golden Visa investor route closed on 3 April 2025 under Organic Law 1/2025. For non-EU buyers eyeing a home on the Costa del Sol, that single change rewrote the residency playbook. This guide explains what th

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Spanish mortgages for non-residents — a 2026 buyer guide

This guide explains how a non-resident foreign buyer secures a mortgage in Spain in 2026. It covers loan-to-value bands, the current mix of fixed and Euribor-linked pricing, the documentation Spanish banks expect, the ap

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