New Developments
in Manilva

No. Spain's property-based Golden Visa route was closed on 3 April 2025 under Organic Law 1/2025. Buyers from outside the EU can still purchase, own, and rent property in Manilva without restriction, but property purchase no longer confers any residency right or pathway. If residency is part of your planning, you will need independent immigration legal advice based on your specific nationality and circumstances. Roccabox does not provide immigration guidance.

A completed unit lets you inspect the finished product, move in or rent immediately, and remove construction risk entirely. The trade-off is that pricing typically reflects a later stage in the market cycle. Off-plan, you commit to a floor plan and specification before the building is finished, which carries construction and delivery risk, but entry pricing at reservation is generally lower than at completion. Of the 26 developments Roccabox tracks in Manilva, four are complete and immediately available, fifteen are under construction, and seven remain at pre-construction or licensed stages where pricing is still in its earliest phase.

After a reservation deposit, the private purchase contract typically requires 10 percent within 30 days, followed by further construction-stage payments totalling an additional 10 to 20 percent, with the remaining balance paid at notary on completion. Spanish law requires developers to hold buyer stage payments under a bank guarantee or insurance bond. Your independent lawyer should verify this guarantee is in place and covers your payments before any funds transfer. Roccabox confirms the payment schedule for each development before you reach reservation stage.

The sub-areas suit different use cases. La Duquesa, with seven developments from €288,000, centres on a marina and golf corridor where rental demand is established and entry prices are the lowest in the municipality. Manilva's 16 developments from €320,000 cover the widest range of product types and price points, from investor-grade apartments to larger sea-view units. Bahía de las Rocas, with three developments from €390,000, has higher average specification and less density, fitting buyers prioritising a residential environment over yield metrics. Roccabox maps your use case to sub-area before shortlisting projects.

On a new-build residential purchase in Andalucia, IVA is 10 percent of the purchase price. Stamp duty (AJD) is currently 1.2 percent. Notary and land registry fees together typically add 0.5 to 1 percent. Independent legal fees generally run 1 to 1.5 percent. In aggregate, budget 13 to 14 percent above the purchase price to cover all acquisition costs. On a €400,000 apartment, that means provisioning approximately €52,000 to €56,000 on top of the purchase price. Roccabox provides a project-specific cost breakdown before reservation.

Yes. Spanish banks lend to non-resident buyers, though the terms differ from resident mortgages. Non-residents are typically offered loan-to-value ratios of 60 to 70 percent of the purchase price or the bank's own valuation, whichever is lower. Proof of income, tax returns, and existing liability disclosure are standard requirements. Mortgage offers are usually based on the purchase price excluding IVA and costs, so buyers should not expect to finance the acquisition costs through the mortgage. Roccabox can connect buyers with independent mortgage brokers who work across Spanish lenders, but does not arrange finance directly.