مكتمل · current release

Insur Scala Fase 2

Estepona · Estepona

الأسعار تبدأ من

€470,000

متاح

1 من 5

غرف النوم

2حمام خاص

التسليم

4th trimestre 2025

النوع

Apartments

المساحة تبدأ من

80 m²

إجمالي الوحدات

5 وحدات

المرحلة

مكتمل

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وكالة مرخصة · تأسست 2017 AIPP member 500+ active developments

مراحل المشروع

قريبًا

على المخطط

مع رخصة

قيد البناء

أنت هنامكتمل~16% توفير

Roccabox · the editorial

Insur Scala Fase 2, in context.

the partnership behind the project Scala Phase 2 is a completed residential development of two-bedroom apartments in central Estepona, positioned in the town's newer expansion corridor near the Felipe VI Auditorium Theatre. With just five residences in total, the scheme is effectively sold out — four of the five units have exchanged, leaving a single apartment available at €470,000.

Each apartment extends to 80 m² of interior space and follows an open-plan layout connecting the living and dining area to a kitchen and terrace, with garage and storage included in the asking price. Communal amenities are notably complete for a scheme of this scale: two saline-chlorination pools, a gym with sauna, a co-working room, and a social lounge. The address places residents within walking distance of Estepona's seafront promenade and town-centre services. At €5,875 per m², the asking price sits above the current area median of approximately €3,365 per m², reflecting the new-build premium, central location, and the scarcity of the remaining unit.

أعده قسم المشاريع الجديدة في Roccabox · Marbella

نظرة سريعة

أبرز المعلومات

01
One remaining unit from a five-apartment completed scheme — four of five already sold
02
80 m² two-bedroom apartments with garage and storage included in the €470,000 price
03
Saline-chlorination pools, gym with sauna, co-working room and social lounge on-site
04
Central Estepona location, minutes on foot from the seafront promenade and beach
05
Open-plan interiors with direct terrace access and views across sea, mountains and town

The current release

The 1 remaining apartment

كل وحدة محددة بشكل منفصل. يُكشف عن الأسعار عند الاستفسار.

+عرض قائمة الوحدات الكاملةإخفاء قائمة الوحدات 1 units · Unit, block, floor, specs, garage

الوحدة	البلوك	الطابق	غرف النوم	حمامات	المساحة الداخلية	المساحة الخارجية	الجراج
—	—	PB	2	2	80 m²	10 m² terrace · 92 m² garden	1 + storage

Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.

Roccabox AI

Ask anything about Insur Scala Fase 2.

Our AI concierge knows every unit, every spec, every price, the off-plan timeline, the local market and how to compare this development against the others nearby. Answers in your language, instantly, any time.

مباشر · مدرَّب على أحدث بيانات هذا المشروع

ستظهر الإجابات هنا. جرّب أحد الأسئلة المقترحة أعلاه، أو اكتب سؤالك الخاص.

التوفر الفوري

1 of 5 apartments remain

بيانات حية تُحدَّث ليلياً من مصادر مستقلة متعددة.

2-bedroom apartment 80 m²

ابتداءً من

€470,000

1 available

The off-plan discount curve

The off-plan discount, stage by stage

Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. Insur Scala Fase 2 currently sits in the مكتمل band.

قريبًا

~40% off

على المخطط

~32% off

مع رخصة

~27% off

قيد البناء

~22% off

مكتمل

أنت هنا

~16% off

نقطة الدخول الحالية

€470k

Completed pricing

Projected key-ready benchmark

€560k

Indicative uplift modelled against comparable new-build completions

Roccabox analyst view

Phase 2 is complete and ready to occupy, eliminating construction risk entirely. With four of five apartments already sold, the available unit represents the final opportunity within this scheme. The area median for resale stock sits at roughly €3,365 per m² against this new-build asking price — buyers are paying a clear premium for modern specification, full amenities, and a finished product. Those for whom scarcity and immediate occupation matter more than entry-level pricing will find the case straightforward.

الحجز المبكر

لماذا يحجز المشترون في هذه المرحلة

نافذة التخصيص

Reserving during the Completed phase gives buyers genuine input into layout, finishes and basement use ahead of handover — a window that closes as the build advances.

الندرة والمواصفات

1 of 5 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.

دخول مُدار بالمخاطر

يتمتع مشترو العقارات الجديدة في إسبانيا بحماية تشمل دفعات مرحلية محتفظاً بها تحت ضمان بنكي، وضمان هيكلي لمدة عشر سنوات، ومراجعة شاملة للترخيص. تتولى Roccabox تنسيق كل ذلك عبر مستشارين قانونيين معتمدين.

واقع السوق

The premium, contextualised

سياق مفيد — لا يُغني عن تقييم الوحدة بشكل مستقل. بيانات التسعير مُقارَنة بمؤشرات السوق الحية في Costa del Sol.

Insur Scala Fase 2 is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €5,875 per built m² the relevant question is whether the premium is justified against comparable new-build completions — not whether it beats the area's median of €3,364/m².

Comparable confidence: 70% · Source: live market data, 15/05/2026

Estepona apartments median (€/m²)

€3,364

Insur Scala Fase 2 (€/m² built)

€5,875

السعر المرتفع يعكس

مواصفات البناء الجديد · الندرة · القطعة & الاتجاه

Why buy with Roccabox

Your purchase is in safe hands

مرخصة وخاضعة للتنظيم وموثوقة منذ 2017. نتحقق من كل مشروع قبل إدراجه.

◆

Licensed agency

AIPP member · est. 2017 · Regulated by Spanish property law

◆

القطعة موثّقة

سجل الأراضي الوطني الإسباني

◆

بيانات السوق الآنية

تمت مقارنتها مع أكثر المصادر موثوقية في Costa del Sol

◆

حماية المشتري

دفعات مرحلية · ضمان بنكي · ضمان 10 سنوات

80 m²

المساحة الداخلية لكل وحدة

المواصفات

ما تشمله كل وحدة

غرف النوم

2 حمام خاص

الحمامات

المساحة المبنية

80 m²

مرحلة البناء

مكتمل

الاكتمال

4th trimestre 2025

الضمان

هيكلي لمدة 10 سنوات

الطاقة

الفئة A (مبنى جديد)

Estepona

Living in Estepona

غولف

4.3 km

Azata Golf

الشاطئ

1.5 km

La Rada

المطار

35.7 km

Royal Air Force Gibraltar

مطعم

487 m

Bar Restaurante El Frenazo

مقهى

709 m

Don Capuchino

بار

876 m

La Launterna

سوبرماركت

285 m

ALDI

صيدلية

472 m

Farmacia Aragón

المستشفى

4.5 km

Hospital de Alta Resolución de Estepona

صالة رياضية

1.1 km

Gimnasio Supera

بادل / تنس

4.2 km

El Club de Tenis y Pádel Estepona

المرسى

1.7 km

Puerto Estepona

محطة القطار

24.0 km

Gaucin

Estepona has established itself as one of the Costa del Sol's most liveable towns, valued for its genuinely Spanish character, well-maintained old quarter, and a seafront promenade that stretches for several kilometres along a largely unspoilt coastline. The Felipe VI Auditorium Theatre quarter — where the partnership behind the project Scala is situated — represents a considered piece of urban expansion that keeps residents within reach of the town's schools, health facilities, and commercial centres without sacrificing proximity to the sea. Marbella lies approximately 30 kilometres to the east, Gibraltar and its international airport around 60 kilometres to the west, providing practical connectivity for residents who divide their time between Spain and elsewhere.

من بابك

Marbella Old Town

28 min بالسيارة

25.8 كم مباشرة

Puerto Banús

21 min بالسيارة

18.9 كم مباشرة

Málaga Airport

1h 10m بالسيارة

64.5 كم مباشرة

Mijas Pueblo

54 min بالسيارة

49.7 كم مباشرة

La Cala de Mijas

50 min بالسيارة

45.9 كم مباشرة

Estepona

3 min بالسيارة

1.0 كم مباشرة

Gibraltar

40 min بالسيارة

36.9 كم مباشرة

Ronda

38 min بالسيارة

34.4 كم مباشرة

Shahd Sherif · Your Roccabox specialist

قسم المشاريع الجديدة · مكتب Marbella

Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining Insur Scala Fase 2 residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.

EnglishEspañolРусскийFrançaisNederlandsSvenska

تواصل مع الفريق عبر WhatsApp +34 951 12 04 67

الأرقام الحقيقية

Understand the full picture

Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.

جدول الدفع المعتاد للعقارات قيد الإنشاء

Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.

عند الحجز

€47k10%

وديعة تأمين قابلة للاسترداد حتى توقيع العقد؛ تُخرج الوحدة من السوق المفتوح.

توقيع العقد

€94k20%

First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.

عند الاكتمال

€329k70%

يُسدَّد الرصيد عند تسليم المفاتيح وإصدار رخصة الإشغال الأولى.

إجمالي تكلفة التملك

سعر الشراء · اسحب للنمذجة

€470,000

ابتداءً من €470,000€611,000

ضريبة القيمة المضافة / IVA (10% مبنى جديد)

€47,000

رسوم الدمغة / AJD (1.2%)

€5,640

كاتب العدل + التسجيل (~1%)

€4,700

الرسوم القانونية (~1%)

€4,700

الإجمالي الشامل

€527,340

Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.

سيناريو الرهن العقاري الإسباني

Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.

الدفعة الشهرية

€1,647/شهر

إجمالي المبلغ المستحق

€494,115

LTV · 70%

50%70%

المدة · 25 سنة

10 سنوات30 سنة

سعر الفائدة · 3.50%

2.5%5.5%

الدفعة الأولى المطلوبة

€141,000

مبلغ القرض

€329,000

Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.

آفاق الاستثمار

Three scenarios our analysts model on every Costa del Sol off-plan deal.

أ · الاحتفاظ والبيع عند الاستلام

€84,600الارتفاع الإجمالي

ب · الإيجار طويل الأمد (إجمالي/سنة)

€13,160

ج · الإيجار قصير الأمد (ذروة الإجمالي/سنة)

€21,150

نمو رأس المال · معيار المنطقة على 8 سنوات

+30–40%

نموذج شخصي لمدة 5 سنوات

عند الطلب

Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.

الأسئلة الشائعة

شراء عقارات قيد الإنشاء في إسبانيا — إجابات وافية

إجابات مباشرة على الأسئلة الأكثر شيوعاً لدى متخصصينا. لأي استفسار آخر، يجيبك المساعد أعلاه في الوقت الفعلي.

Is Insur Scala Fase 2 a good investment compared to the local resale market?

Insur Scala Fase 2 is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.

What is the off-plan payment schedule in Spain?

Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.

Can a non-resident get a mortgage to buy at Insur Scala Fase 2?

Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.

Does buying at Insur Scala Fase 2 qualify for Spanish residency?

Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.

How far is Insur Scala Fase 2 from Málaga airport?

Approximately 70 minutes' drive, with a direct route via the A-7 / AP-7 motorway.

What is included in the purchase price?

Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.

Can I personalise the property?

At the Completed stage, Insur Scala Fase 2 buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.

تواصل معنا

تحدث مع فريقنا.

Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 1 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.

Ask a question now via the assistant, or have the team follow up with the full brief.

Shahd Sherif

New-Developments Desk · Marbella

EN · ES · RU · FR · NL · SV

اتصل بالفريق · +34 951 12 04 67 تواصل مع الفريق عبر WhatsApp اسأل المساعد

اطلب الملف التفصيلي الكامل

Receive current availability, floor plans, payment schedule and our analyst notes on Estepona — as a live, personalised link.

الاسم الكامل

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