Ukończone · current release

Insur Scala Fase 2

Estepona · Estepona

Ceny od

€470,000

Dostępne

1 z 5

Sypialnie

2łazienka przy sypialni

Termin oddania

4th trimestre 2025

Typ

Apartments

Powierzchnia od

80 m²

Liczba mieszkań

5 mieszkania

Faza

Ukończone

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Licencjonowana agencja · zał. 2017 AIPP member 500+ active developments

Etapy projektu

Wkrótce

Off-plan

Z pozwoleniem

W budowie

Jesteś tutajUkończone~16% oszczędność

Roccabox · the editorial

Insur Scala Fase 2, in context.

the partnership behind the project Scala Phase 2 is a completed residential development of two-bedroom apartments in central Estepona, positioned in the town's newer expansion corridor near the Felipe VI Auditorium Theatre. With just five residences in total, the scheme is effectively sold out — four of the five units have exchanged, leaving a single apartment available at €470,000.

Each apartment extends to 80 m² of interior space and follows an open-plan layout connecting the living and dining area to a kitchen and terrace, with garage and storage included in the asking price. Communal amenities are notably complete for a scheme of this scale: two saline-chlorination pools, a gym with sauna, a co-working room, and a social lounge. The address places residents within walking distance of Estepona's seafront promenade and town-centre services. At €5,875 per m², the asking price sits above the current area median of approximately €3,365 per m², reflecting the new-build premium, central location, and the scarcity of the remaining unit.

Przygotowane przez Dział Nowych Inwestycji Roccabox · Marbella

W skrócie

Najważniejsze informacje

01
One remaining unit from a five-apartment completed scheme — four of five already sold
02
80 m² two-bedroom apartments with garage and storage included in the €470,000 price
03
Saline-chlorination pools, gym with sauna, co-working room and social lounge on-site
04
Central Estepona location, minutes on foot from the seafront promenade and beach
05
Open-plan interiors with direct terrace access and views across sea, mountains and town

The current release

The 1 remaining apartment

Każda jednostka wyceniana indywidualnie. Ceny udostępniane na zapytanie.

+Pokaż pełną listę jednostekUkryj listę jednostek 1 units · Unit, block, floor, specs, garage

Jednostka	Blok	Piętro	Sypialnie	Łazienki	Wnętrze	Przestrzeń zewnętrzna	Garaż
—	—	PB	2	2	80 m²	10 m² terrace · 92 m² garden	1 + storage

Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.

Roccabox AI

Ask anything about Insur Scala Fase 2.

Our AI concierge knows every unit, every spec, every price, the off-plan timeline, the local market and how to compare this development against the others nearby. Answers in your language, instantly, any time.

Na żywo · Wytrenowany na najnowszych danych dotyczących tej inwestycji

Odpowiedzi pojawią się tutaj. Wypróbuj jedno z pytań powyżej lub wpisz własne.

Bieżąca dostępność

1 of 5 apartments remain

Dane na żywo odświeżane co noc z wielu niezależnych źródeł.

2-bedroom apartment 80 m²

€470,000

1 available

The off-plan discount curve

The off-plan discount, stage by stage

Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. Insur Scala Fase 2 currently sits in the Ukończone band.

Wkrótce

~40% off

Off-plan

~32% off

Z pozwoleniem

~27% off

W budowie

~22% off

Ukończone

JESTEŚ TUTAJ

~16% off

Bieżący poziom wejścia

€470k

Completed pricing

Projected key-ready benchmark

€560k

Indicative uplift modelled against comparable new-build completions

Roccabox analyst view

Phase 2 is complete and ready to occupy, eliminating construction risk entirely. With four of five apartments already sold, the available unit represents the final opportunity within this scheme. The area median for resale stock sits at roughly €3,365 per m² against this new-build asking price — buyers are paying a clear premium for modern specification, full amenities, and a finished product. Those for whom scarcity and immediate occupation matter more than entry-level pricing will find the case straightforward.

Wczesna rezerwacja

Dlaczego kupujący rezerwują na tym etapie

Okno personalizacji

Reserving during the Completed phase gives buyers genuine input into layout, finishes and basement use ahead of handover — a window that closes as the build advances.

Rzadkość i specyfikacja

1 of 5 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.

Wejście z zarządzanym ryzykiem

Nabywcy nowych nieruchomości w Hiszpanii są chronieni przez płatności etapowe objęte gwarancją bankową, dziesięcioletnią gwarancją konstrukcyjną oraz pełnym przeglądem licencji. Roccabox pośredniczy w tym wszystkim za pośrednictwem licencjonowanych doradców prawnych.

Realia rynkowe

The premium, contextualised

Przydatny kontekst — nie zastępuje wyceny na poziomie konkretnej nieruchomości. Dane cenowe skonfrontowane z aktualnymi sygnałami rynkowymi Costa del Sol.

Insur Scala Fase 2 is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €5,875 per built m² the relevant question is whether the premium is justified against comparable new-build completions — not whether it beats the area's median of €3,364/m².

Comparable confidence: 70% · Source: live market data, 15/05/2026

Estepona apartments median (€/m²)

€3,364

Insur Scala Fase 2 (€/m² built)

€5,875

Cena premium odzwierciedla

standard wykończenia · unikalność · działka & orientacja

Why buy with Roccabox

Your purchase is in safe hands

Licencjonowana, regulowana i godna zaufania od 2017 roku. Weryfikujemy każdą inwestycję przed jej publikacją.

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Licensed agency

AIPP member · est. 2017 · Regulated by Spanish property law

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Działka zweryfikowana

Hiszpański krajowy rejestr gruntów

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Bieżące dane rynkowe

Zweryfikowane krzyżowo z najbardziej wiarygodnymi źródłami Costa del Sol

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Ochrona kupującego

Płatności etapowe · gwarancja bankowa · gwarancja 10-letnia

80 m²

Powierzchnia wewnętrzna jednostki

Specyfikacja

Co otrzymuje każda nieruchomość

Sypialnie

2 łazienka przy sypialni

Łazienki

Powierzchnia zabudowy

80 m²

Etap budowy

Ukończone

Ukończenie

4th trimestre 2025

Gwarancja

Konstrukcyjna 10-letnia

Energia

Klasa A (nowe budownictwo)

Estepona

Living in Estepona

Golf

4.3 km

Azata Golf

Plaża

1.5 km

La Rada

Lotnisko

35.7 km

Royal Air Force Gibraltar

Restauracja

487 m

Bar Restaurante El Frenazo

Kawiarnia

709 m

Don Capuchino

Bar

876 m

La Launterna

Supermarket

285 m

ALDI

Apteka

472 m

Farmacia Aragón

Szpital

4.5 km

Hospital de Alta Resolución de Estepona

Siłownia

1.1 km

Gimnasio Supera

Padel / tenis

4.2 km

El Club de Tenis y Pádel Estepona

Marina

1.7 km

Puerto Estepona

Stacja kolejowa

24.0 km

Gaucin

Estepona has established itself as one of the Costa del Sol's most liveable towns, valued for its genuinely Spanish character, well-maintained old quarter, and a seafront promenade that stretches for several kilometres along a largely unspoilt coastline. The Felipe VI Auditorium Theatre quarter — where the partnership behind the project Scala is situated — represents a considered piece of urban expansion that keeps residents within reach of the town's schools, health facilities, and commercial centres without sacrificing proximity to the sea. Marbella lies approximately 30 kilometres to the east, Gibraltar and its international airport around 60 kilometres to the west, providing practical connectivity for residents who divide their time between Spain and elsewhere.

Od Twoich drzwi

Marbella Old Town

28 min samochodem

25.8 km w linii prostej

Puerto Banús

21 min samochodem

18.9 km w linii prostej

Málaga Airport

1h 10m samochodem

64.5 km w linii prostej

Mijas Pueblo

54 min samochodem

49.7 km w linii prostej

La Cala de Mijas

50 min samochodem

45.9 km w linii prostej

Estepona

3 min samochodem

1.0 km w linii prostej

Gibraltar

40 min samochodem

36.9 km w linii prostej

Ronda

38 min samochodem

34.4 km w linii prostej

Shahd Sherif · Your Roccabox specialist

Dział Nowych Inwestycji · Biuro w Marbelli

Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining Insur Scala Fase 2 residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.

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WhatsApp z zespołem +34 951 12 04 67

Rzeczywiste liczby

Understand the full picture

Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.

Typowy harmonogram płatności off-plan

Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.

Przy rezerwacji

€47k10%

Zwrotna zaliczka rezerwacyjna do momentu podpisania umowy; wyłącza nieruchomość z wolnego rynku.

Podpisanie umowy

€94k20%

First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.

Przy odbiorze

€329k70%

Pozostała kwota płatna przy przekazaniu kluczy i wydaniu pozwolenia na pierwszą okupację.

Całkowity koszt nabycia

Cena zakupu · przeciągnij, aby modelować

€470,000

Od €470,000€611,000

VAT / IVA (10% nowe budownictwo)

€47,000

Stamp duty / AJD (1.2%)

€5,640

Notariusz + rejestr (~1%)

€4,700

Opłaty prawne (~1%)

€4,700

Łącznie

€527,340

Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.

Scenariusz hipoteki w Hiszpanii

Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.

Miesięczna rata

€1,647/mies.

Całkowita kwota do spłaty

€494,115

LTV · 70%

50%70%

Okres · 25 lat

10 lat30 lat

Stopa procentowa · 3.50%

2.5%5.5%

Wymagana zaliczka

€141,000

Kwota kredytu

€329,000

Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.

Perspektywy inwestycyjne

Three scenarios our analysts model on every Costa del Sol off-plan deal.

A · Zatrzymaj i sprzedaj przy odbiorze kluczy

€84,600wzrost brutto

B · Wynajem długoterminowy (brutto/rok)

€13,160

C · Wynajem krótkoterminowy (szczyt brutto/rok)

€21,150

Wzrost kapitału · benchmark obszaru 8-letni

+30–40%

Osobisty model 5-letni

na zapytanie

Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.

Najczęstsze pytania

Zakup off-plan w Hiszpanii — odpowiedzi na Twoje pytania

Konkretne odpowiedzi na pytania, które nasi specjaliści słyszą najczęściej. W przypadku innych kwestii asystent powyżej odpowiada w czasie rzeczywistym.

Is Insur Scala Fase 2 a good investment compared to the local resale market?

Insur Scala Fase 2 is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.

What is the off-plan payment schedule in Spain?

Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.

Can a non-resident get a mortgage to buy at Insur Scala Fase 2?

Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.

Does buying at Insur Scala Fase 2 qualify for Spanish residency?

Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.

How far is Insur Scala Fase 2 from Málaga airport?

Approximately 70 minutes' drive, with a direct route via the A-7 / AP-7 motorway.

What is included in the purchase price?

Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.

Can I personalise the property?

At the Completed stage, Insur Scala Fase 2 buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.

Skontaktuj się z nami

Porozmawiaj z naszym zespołem.

Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 1 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.

Ask a question now via the assistant, or have the team follow up with the full brief.

Shahd Sherif

New-Developments Desk · Marbella

EN · ES · RU · FR · NL · SV

Zadzwoń do zespołu · +34 951 12 04 67 WhatsApp z zespołem Zapytaj asystenta

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