Monthly payment
€2,751/mo
Under construction · current release
Palm Luxury Gardens
Estepona · Estepona
Prices from
€785,000
Available
31 of 33
Bedrooms
3–4en-suite
Delivery
4th Quarter 2027
Type
Townhouses
Size from
123 m²
Total homes
33 homes
Phase
Under construction
Licensed agency · est. 2017
AIPP member
500+ active developments
Project lifecycle
Coming soon
Off-plan
With licence
You are hereUnder construction~22% saving
Completed
Roccabox · the editorial
Palm Luxury Gardens, in context.
Palm Luxury Gardens is a gated collection of 33 townhouses and semi-detached houses in Estepona, on the western Costa del Sol — addressed at buyers who want new-build quality in a town that has invested €80 million in civic improvements over the past decade without surrendering its Andalusian character. The development divides cleanly into 17 three-bedroom townhouses and 16 four-bedroom semi-detached houses, ranging from 123 to 146 m² of built area on private plots of up to 311 m². Prices are confirmed between €785,000 and €955,000, positioning these homes at a meaningful premium to the broader Estepona resale market — a spread justified, in part, by private pools, aerothermal climate control, underfloor heating, and smart-home pre-installation that older stock cannot match. Construction is scheduled to begin in the first quarter of 2026, with completion expected in the fourth quarter of 2027. Two of the 33 units are already reserved.
Prepared by the Roccabox New-Developments Desk · Marbella
At a glance
Key facts
01
33 homes: 17 three-bed townhouses and 16 four-bed semi-detached houses, priced €785,000–€955,000
02
Private pools, heated communal pool, gym and manicured gardens included as standard
03
Built areas 123–146 m² on plots reaching 311 m²; four-bedroom units suit larger families
04
Aerothermal heating and cooling, underfloor heating, and smart-home pre-installation throughout
05
Construction Q1 2026, completion Q4 2027 — 31 of 33 units remain available
The current release
The 31 remaining townhouses
Each one specified individually. Pricing released on enquiry.
+Show full unit listHide unit list
| Unit | Block | Floor | Beds | Baths | Interior | Outside | Garage | |
|---|---|---|---|---|---|---|---|---|
| House 2 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 3 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 26 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 233 m² plot | — | |
| House 25 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 242 m² plot | — | |
| House 24 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 255 m² plot | — | |
| House 23 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 311 m² plot | — | |
| House 9 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 258 m² plot | — | |
| House 4 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 6 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 10 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 11 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 12 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 13 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 21 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 22 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 7 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 14 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 27 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 225 m² plot | — | |
| House 8 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 256 m² plot | — | |
| House 29 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 206 m² plot | — | |
| House 18 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 19 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 30 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 194 m² plot | — | |
| House 17 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 32 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 192 m² plot | — | |
| House 31 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 181 m² plot | — | |
| House 16 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 281 m² plot | — | |
| House 20 | — | — | 3 | 2 | 123 m² | 79 m² terrace · 156 m² plot | — | |
| House 33 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 190 m² plot | — | |
| House 15 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 294 m² plot | — | |
| House 28 | — | — | 4 | 3 | 146 m² | 56 m² terrace · 216 m² plot | — |
Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.
Roccabox AI
Ask anything about Palm Luxury Gardens.
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Live availability
31 of 33 townhouses remain
Live data refreshed nightly from our multiple independent sources.
3-bedroom townhouses
123 m²
From
€785,000
16 available
4-bedroom townhouses
146 m²
From
€785,000
15 available
The off-plan discount curve
The off-plan discount, stage by stage
Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. Palm Luxury Gardens currently sits in the Under construction band.
Coming soon
~40% off
Off-plan
~32% off
With licence
~27% off
Under construction
YOU ARE HERE
~22% off
Completed
~16% off
Current entry
€785k
Under construction pricing
Projected key-ready benchmark
€1.01M
Indicative uplift modelled against comparable new-build completions
Roccabox analyst view
With two units already sold and 31 remaining, Palm Luxury Gardens is at an early enough stage for buyers to select preferred plots and, where applicable, influence interior finishes before construction locks specifications. The confirmed price range of €785,000–€955,000 for new-build homes with private pools and A/B-rated energy systems compares favourably against a market where comparable resale townhouses in Estepona trade without those specifications. The Q4 2027 completion window provides a meaningful window for capital appreciation between reservation and handover in a market that has recorded consistent year-on-year price growth.
Reserving early
Why buyers reserve at this stage
01
Personalisation window
Reserving during the Under construction phase gives buyers genuine input into layout, finishes and basement use ahead of handover — a window that closes as the build advances.
02
Scarcity and specification
31 of 33 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.
03
Risk-managed entry
Spanish new-build buyers are protected by staged payments held under bank guarantee, ten-year structural warranty and full licence review. Roccabox brokers all of this through regulated counsel.
Market reality
The premium, contextualised
Useful context — not a substitute for unit-level valuation. Pricing data cross-referenced against live Costa del Sol market signals.
Palm Luxury Gardens is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €6,382 per built m² the relevant question is whether the premium is justified against comparable new-build completions — not whether it beats the area's median of €2,747/m².
Comparable confidence: 70% · Source: live market data, 15/05/2026
Estepona townhouses median (€/m²)
€2,747
Palm Luxury Gardens (€/m² built)
€6,382
Premium reflects
new-build specification · scarcity · plot & orientation
Why buy with Roccabox
Your purchase is in safe hands
Licensed, regulated and trusted since 2017. We verify every development before listing it.
◆
Licensed agency
AIPP member · est. 2017 · Regulated by Spanish property law
◆
Live market data
Cross-referenced against the most credible Costa del Sol sources
◆
Buyer protections
Staged payments · bank guarantee · 10-yr warranty
123–146 m²
Internal area per unit
Specification
What every unit receives
Bedrooms
3–4 en-suite
Bathrooms
2–3
Built area
123–146 m²
Plot size
156–311 m²
Build stage
Under construction
Completion
4th Quarter 2027
Warranty
10-yr structural
Energy
Class A (new build)
Document
Estepona
Living in Estepona
Estepona occupies a particular position on the Costa del Sol: close enough to Marbella to draw on its infrastructure, yet distinct in pace and character. The old town retains its whitewashed lanes, independent restaurants and a working harbour, while the reconfigured beachfront and modernised marina have broadened the town's appeal considerably over the past decade. Los Flamingos Golf and Country Club, set against the Sierra Blanca Mountains, lies within easy reach, as does Valle Romano Golf Resort. The coastline delivers around 325 days of sunshine per year, with Atlantic breezes moderating summer heat and genuinely mild winters. Marbella's Golden Mile is accessible in roughly 20 minutes by road.
From your door
Marbella Old Town
19 min by car
17.5 km direct
Puerto Banús
12 min by car
10.6 km direct
Málaga Airport
1h 1m by car
56.1 km direct
Mijas Pueblo
45 min by car
41.3 km direct
La Cala de Mijas
41 min by car
37.9 km direct
Estepona
9 min by car
7.9 km direct
Gibraltar
48 min by car
44.0 km direct
Ronda
35 min by car
32.1 km direct
Shahd Sherif · Your Roccabox specialist
New Developments Desk · Marbella office
Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining Palm Luxury Gardens residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.
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Real numbers
Understand the full picture
Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.
Typical off-plan payment schedule
Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.
On reservation
€79k10%
Refundable holding deposit until contract signing; locks the unit out of the open market.
Contract signing
€157k20%
First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.
On completion
€550k70%
Balance paid when keys are handed over and the licence of first occupation issued.
Total cost of ownership
VAT / IVA (10% new build)
€78,500
Stamp duty / AJD (1.2%)
€9,420
Notary + registry (~1%)
€7,850
Legal fees (~1%)
€7,850
All-in
€880,770
Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.
Spanish mortgage scenario
Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.
Total repayable
€825,278
50%70%
10 yrs30 yrs
2.5%5.5%
Deposit required
€235,500
Loan amount
€549,500
Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.
Investment outlook
Three scenarios our analysts model on every Costa del Sol off-plan deal.
A · Hold and sell at key-ready
€141,300gross uplift
B · Rent long-term (gross/yr)
€21,980
C · Short-term rental (peak gross/yr)
€35,325
Capital growth · 8-yr area benchmark
+30–40%
Personal 5-year model
on request
Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.
Residency planning for non-EU buyers
Spain's property-based Golden Visa route closed to new applicants on 3 April 2025. Non-EU buyers acquiring property at this value still have residency routes — non-lucrative visa, digital-nomad visa, and case-specific options — depending on circumstances. We introduce regulated immigration counsel before any commitment.
Common questions
Buying off-plan in Spain, answered
Straight answers to the questions our specialists field most. For anything else, the assistant above answers in real time.
Is Palm Luxury Gardens a good investment compared to the local resale market?
Palm Luxury Gardens is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.
What is the off-plan payment schedule in Spain?
Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.
Can a non-resident get a mortgage to buy at Palm Luxury Gardens?
Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.
Does buying at Palm Luxury Gardens qualify for Spanish residency?
Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.
How far is Palm Luxury Gardens from Málaga airport?
Approximately 61 minutes' drive, with a direct route via the A-7 / AP-7 motorway.
What is included in the purchase price?
Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.
Can I personalise the property?
At the Under construction stage, Palm Luxury Gardens buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.
Speak with us
Speak with our team.
Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 31 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.
Ask a question now via the assistant, or have the team follow up with the full brief.
Shahd Sherif
New-Developments Desk · Marbella
EN · ES · RU · FR · NL · SV
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