Off-plan · current release

The Palms at Estepona

Estepona · Estepona

Prices from

€389,000

Available

5 of 33

Bedrooms

1en-suite

Delivery

Q3 2028

Type

Apartments

Size from

62 m²

Total homes

33 homes

Phase

Off-plan

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Licensed agency · est. 2017 AIPP member 500+ active developments

Project lifecycle

Coming soon

You are hereOff-plan~32% saving

With licence

Under construction

Completed

Roccabox · the editorial

The Palms at Estepona, in context.

The Palms at Estepona is a low-density apartment development on the western edge of Estepona, designed for buyers who want contemporary Mediterranean living within walking distance of the coast. The scheme comprises 78 apartments across one- to four-bedroom configurations, with built areas from 62 m², floor-to-ceiling glazing, and curved terraces that address the sea. Interiors follow a restrained palette of natural stone and timber — materials chosen to age well rather than impress briefly.

The amenity programme is resort-calibre without the resort scale: indoor and outdoor pools, a spa with sauna and hammam, a gym, and a co-working space with filtered daylight. Ground-floor units include private gardens and individual pools; penthouses carry large solariums. Of 33 units tracked through Roccabox, 28 have already sold — only five remain. Completion is confirmed for Q3 2028, with 60% of the purchase price due at that point.

Prepared by the Roccabox New-Developments Desk · Marbella

At a glance

Key facts

01
78 apartments in total, 1–4 bedrooms, from 62 m² — just 5 units now available
02
Prices from €389,000 to €479,000; 60% payable on Q3 2028 completion
03
Indoor and outdoor pools, spa, sauna, hammam, gym and co-working space on-site
04
Ground-floor units with private gardens and pools; penthouses with full solariums
05
Estepona's western corridor — short walk to beach, marina and the old town

The current release

The 5 remaining apartments

Each one specified individually. Pricing released on enquiry.

+Show full unit listHide unit list 5 units · Unit, block, floor, specs, garage

Unit	Block	Floor	Beds	Baths	Interior	Outside	Garage
67	6	1	1	1	62 m²	—	1 + storage
5	1	1	1	1	66 m²	12 m² terrace	1 + storage
41	4	0	1	1	66 m²	6 m² terrace · 35 m² garden	1 + storage
8	1	0	1	1	62 m²	14 m² terrace · 44 m² garden	1 + storage
65	6	0	1	1	66 m²	23 m² garden	1 + storage

Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.

Roccabox AI

Ask anything about The Palms at Estepona.

Our AI concierge knows every unit, every spec, every price, the off-plan timeline, the local market and how to compare this development against the others nearby. Answers in your language, instantly, any time.

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Live availability

5 of 33 apartments remain

Live data refreshed nightly from our multiple independent sources.

1-bedroom apartments 62–66 m²

From

€389,000

5 available

The off-plan discount curve

The off-plan discount, stage by stage

Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. The Palms at Estepona currently sits in the Off-plan band.

Coming soon

~40% off

Off-plan

YOU ARE HERE

~32% off

With licence

~27% off

Under construction

~22% off

Completed

~16% off

Current entry

€389k

Off-plan pricing

Projected key-ready benchmark

€572k

Indicative uplift modelled against comparable new-build completions

Roccabox analyst view

With 28 of the tracked units already sold, The Palms is in its final release phase — scarcity is real rather than manufactured. The payment structure, with 60% deferred to Q3 2028 completion, preserves capital flexibility during the build period. data shows the wider Costa del Sol resale market averaging approximately €3,364 per m², while new-build pricing here implies a premium commensurate with specification and low density. Buyers entering now lock in today's price against a market that has moved consistently upward over the trailing twelve months.

Reserving early

Why buyers reserve at this stage

Personalisation window

Reserving during the Off-plan phase gives buyers genuine input into layout, finishes and basement use ahead of handover — a window that closes as the build advances.

Scarcity and specification

5 of 33 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.

Risk-managed entry

Spanish new-build buyers are protected by staged payments held under bank guarantee, ten-year structural warranty and full licence review. Roccabox brokers all of this through regulated counsel.

Market reality

The premium, contextualised

Useful context — not a substitute for unit-level valuation. Pricing data cross-referenced against live Costa del Sol market signals.

The Palms at Estepona is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €6,274 per built m² the relevant question is whether the premium is justified against comparable new-build completions — not whether it beats the area's median of €3,364/m².

Comparable confidence: 70% · Source: live market data, 15/05/2026

Estepona apartments median (€/m²)

€3,364

The Palms at Estepona (€/m² built)

€6,274

Premium reflects

new-build specification · scarcity · plot & orientation

Why buy with Roccabox

Your purchase is in safe hands

Licensed, regulated and trusted since 2017. We verify every development before listing it.

◆

Licensed agency

AIPP member · est. 2017 · Regulated by Spanish property law

◆

Plot verified

Spanish national land registry

◆

Live market data

Cross-referenced against the most credible Costa del Sol sources

◆

Buyer protections

Staged payments · bank guarantee · 10-yr warranty

62–66 m²

Internal area per unit

Specification

What every unit receives

Bedrooms

1 en-suite

Bathrooms

Built area

62–66 m²

Build stage

Off-plan

Completion

Q3 2028

Warranty

10-yr structural

Energy

Class A (new build)

Estepona

Living in Estepona

Golf

1.3 km

Azata Golf

Beach

484 m

Play Costa Natura (Nudist)

Airport

31.7 km

Royal Air Force Gibraltar

Restaurant

320 m

SushiPanda

Supermarket

67 m

Mercadona

Pharmacy

305 m

Farmacia Estepona

Hospital

705 m

Hospital de Alta Resolución de Estepona

Gym

4.2 km

Basic-Fit

Marina

3.3 km

Puerto Deportivo

Train station

21.7 km

Jimena de la Frontera

Estepona's western district has matured considerably over the past decade, drawing sustained infrastructure investment — new schools, a modern hospital, and expanded leisure facilities sit alongside an established marina and a pedestrianised old town known for its flower-lined streets. The beach is within walking distance of the development, while several of the Costa del Sol's better-regarded golf courses are reachable in minutes by car. The area occupies the quieter stretch between Marbella and Sotogrande, which means lower ambient density than the Golden Mile yet genuine connectivity along the A-7 and AP-7. For buyers seeking a year-round base rather than a seasonal retreat, the combination of amenity depth and relative calm is the operative draw.

From your door

Marbella Old Town

33 min by car

30.1 km direct

Puerto Banús

25 min by car

23.1 km direct

Málaga Airport

1h 15m by car

68.8 km direct

Mijas Pueblo

59 min by car

53.9 km direct

La Cala de Mijas

54 min by car

49.8 km direct

Estepona

5 min by car

4.8 km direct

Gibraltar

36 min by car

32.9 km direct

Ronda

41 min by car

37.3 km direct

Shahd Sherif · Your Roccabox specialist

New Developments Desk · Marbella office

Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining The Palms at Estepona residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.

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WhatsApp the team +34 951 12 04 67

Real numbers

Understand the full picture

Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.

Typical off-plan payment schedule

Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.

On reservation

€39k10%

Refundable holding deposit until contract signing; locks the unit out of the open market.

Contract signing

€78k20%

First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.

On completion

€272k70%

Balance paid when keys are handed over and the licence of first occupation issued.

Total cost of ownership

Purchase price · drag to model

€389,000

From €389,000€505,700

VAT / IVA (10% new build)

€38,900

Stamp duty / AJD (1.2%)

€4,668

Notary + registry (~1%)

€3,890

Legal fees (~1%)

€3,890

All-in

€436,458

Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.

Spanish mortgage scenario

Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.

Monthly payment

€1,363/mo

Total repayable

€408,959

Loan-to-value · 70%

50%70%

Term · 25 years

10 yrs30 yrs

Interest rate · 3.50%

2.5%5.5%

Deposit required

€116,700

Loan amount

€272,300

Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.

Investment outlook

Three scenarios our analysts model on every Costa del Sol off-plan deal.

A · Hold and sell at key-ready

€70,020gross uplift

B · Rent long-term (gross/yr)

€10,892

C · Short-term rental (peak gross/yr)

€17,505

Capital growth · 8-yr area benchmark

+30–40%

Personal 5-year model

on request

Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.

Common questions

Buying off-plan in Spain, answered

Straight answers to the questions our specialists field most. For anything else, the assistant above answers in real time.

Is The Palms at Estepona a good investment compared to the local resale market?

The Palms at Estepona is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.

What is the off-plan payment schedule in Spain?

Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.

Can a non-resident get a mortgage to buy at The Palms at Estepona?

Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.

Does buying at The Palms at Estepona qualify for Spanish residency?

Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.

How far is The Palms at Estepona from Málaga airport?

Approximately 75 minutes' drive, with a direct route via the A-7 / AP-7 motorway.

What is included in the purchase price?

Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.

Can I personalise the property?

At the Off-plan stage, The Palms at Estepona buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.

Speak with us

Speak with our team.

Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 5 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.

Ask a question now via the assistant, or have the team follow up with the full brief.

Shahd Sherif

New-Developments Desk · Marbella

EN · ES · RU · FR · NL · SV

Call the team · +34 951 12 04 67 WhatsApp the team Ask the assistant