With licence · current release

The Palms at Estepona

Estepona · Estepona · Ref: RDEV2383

Prices from

€429,000

Available

34 of 43

Bedrooms

1–4en-suite

Delivery

Q4 2028

Type

Apartments

Size from

62 m²

Total homes

43 homes

Phase

With licence

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Licensed agency · est. 2017 AIPP member 500+ active developments

Project lifecycle

Coming soon

Off-plan

You are hereWith licence~27% saving

Under construction

Completed

Roccabox · the editorial

The Palms at Estepona, in context.

The Palms at Estepona is a low-density apartment scheme on the town's fast-developing western edge, aimed at buyers who want resort amenities without the density of a large resort. The development comprises 43 homes ranging from one to four bedrooms, with interiors of 62 to 151 m² priced from €429,000 to €1,179,000. The building already holds its licence, which removes one of the more common risks in off-plan purchasing on this coast.

The design leans on natural materials, floor-to-ceiling glazing and curved terraces, with ground-floor homes gaining private gardens and pools and upper units offering solariums and open views. Communal areas include green roofs and layered planting. Construction is scheduled to begin in Q3 2026 with completion targeted for Q4 2028. Nine of the 43 units are already reserved, leaving 34 available at the time of writing.

Prepared by the Roccabox New-Developments Desk · Marbella

At a glance

Key facts

01
43 one-to-four-bedroom apartments, 62–151 m², priced €429,000–€1,179,000
02
Building already holds its construction licence
03
Indoor and outdoor pools, spa, gym and co-working space
04
Beach within 500 m; Mercadona 67 m from the door
05
9 of 43 units reserved; completion targeted Q4 2028

The current release

The 34 remaining apartments

Each one specified individually. Pricing released on enquiry.

+Show full unit listHide unit list 34 units · Unit, block, floor, specs, garage

Unit	Block	Floor	Beds	Baths	Interior	Outside	Garage
4	1	1	1	1	62 m²	31 m² terrace	1 + storage
5	1	1	1	1	66 m²	12 m² terrace	1 + storage
67	6	1	1	1	62 m²	—	1 + storage
8	1	0	1	1	62 m²	14 m² terrace · 44 m² garden	1 + storage
41	4	0	1	1	66 m²	6 m² terrace · 35 m² garden	1 + storage
65	6	0	1	1	66 m²	23 m² garden	1 + storage
13	1	1	2	2	104 m²	—	1 + storage
6	1	1	2	2	104 m²	18 m² terrace	1 + storage
38	3	1	2	2	105 m²	—	1 + storage
51	4	1	2	2	105 m²	18 m² terrace	1 + storage
20	2	1	2	2	105 m²	—	1 + storage
69	6	1	2	2	104 m²	—	1 + storage
76	6	1	2	2	104 m²	—	1 + storage
25	2	1	2	2	105 m²	18 m² terrace	1 + storage
31	3	1	2	2	105 m²	—	1 + storage
43	4	1	2	2	105 m²	—	1 + storage
22	2	0	2	2	105 m²	48 m² garden	1 + storage
55	5	1	2	2	105 m²	18 m² terrace	1 + storage
29	3	0	2	2	105 m²	33 m² terrace · 65 m² garden	1 + storage
26	2	1	3	2	127 m²	37 m² terrace	1 + storage
32	3	1	3	2	129 m²	—	1 + storage
50	4	1	3	2	129 m²	—	1 + storage
23	2	0	3	2	127 m²	15 m² terrace · 70 m² garden	1 + storage
39	3	2	3	2	129 m²	44 m² terrace	1 + storage
15	1	2	3	2	128 m²	44 m² terrace	1 + storage
7	1	2	3	2	129 m²	44 m² terrace	1 + storage
18	2	0	3	2	146 m²	109 m² terrace · 84 m² garden	1 + storage
70	6	2	3	2	129 m²	44 m² terrace	1 + storage
34	3	2	3	2	128 m²	43 m² terrace	1 + storage
24	2	0	3	2	146 m²	66 m² terrace · 83 m² garden	1 + storage
27	2	2	3	2	151 m²	63 m² terrace	1 + storage
14	1	2	4	2	151 m²	63 m² terrace	2 + storage
33	3	2	3	2	151 m²	63 m² terrace	1 + storage
45	4	2	3	2	151 m²	63 m² terrace	1 + storage

Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.

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Live availability

34 of 43 apartments remain

Live data refreshed nightly from our multiple independent sources.

1-bedroom Apartments 62–66 m²

From

€429,000

6 available

2-bedroom Apartments 104–105 m²

From

€534,000

13 available

3-bedroom Apartments 127–151 m²

From

€654,000

14 available

4-bedroom Apartment 151 m²

From

€1,104,000

1 available

The off-plan discount curve

The off-plan discount, stage by stage

Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. The Palms at Estepona currently sits in the With licence band.

Coming soon

~40% off

Off-plan

~32% off

With licence

YOU ARE HERE

~27% off

Under construction

~22% off

Completed

~16% off

Current entry

€429k

With licence pricing

Projected key-ready benchmark

€588k

Indicative uplift modelled against comparable new-build completions

Roccabox analyst view

The most meaningful advantage here is timing against risk: the project already holds its licence, so buyers commit to a permitted scheme rather than a promise. With construction due to start in Q3 2026 and completion in Q4 2028, early reservations secure choice of unit while nine of 43 homes are already taken. Reported payment terms defer roughly 60% to completion, easing the capital commitment across the two-year build against a rising local price trend.

Reserving early

Why buyers reserve at this stage

Personalisation window

Reserving during the With licence phase gives buyers genuine input into layout, finishes and basement use ahead of handover, a window that closes as the build advances.

Scarcity and specification

34 of 43 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.

Risk-managed entry

Spanish new-build buyers are protected by staged payments held under bank guarantee, ten-year structural warranty and full licence review. Roccabox brokers all of this through regulated counsel.

Market reality

The premium, contextualised

Useful context — not a substitute for unit-level valuation. Pricing data cross-referenced against live Costa del Sol market signals.

The Palms at Estepona is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €6,919 per built m² the relevant question is whether the premium is justified against comparable new-build completions, not whether it beats the area's median of €3,382/m².

Comparable confidence: 70% · Source: live market data, 22/07/2026

Estepona apartments median (€/m²)

€3,382

The Palms at Estepona (€/m² built)

€6,919

Premium reflects

new-build specification · scarcity · plot & orientation

Why buy with Roccabox

Your purchase is in safe hands

Licensed, regulated and trusted since 2017. We verify every development before listing it.

◆

Licensed agency

AIPP member · est. 2017 · Regulated by Spanish property law

◆

Plot verified

Spanish national land registry

◆

Live market data

Cross-referenced against the most credible Costa del Sol sources

◆

Buyer protections

Staged payments · bank guarantee · 10-yr warranty

62–151 m²

Internal area per unit

Specification

What every unit receives

Bedrooms

1–4 en-suite

Bathrooms

1–2

Built area

62–151 m²

Build stage

With licence

Completion

Q4 2028

Warranty

10-yr structural

Energy

Class A (new build)

Estepona

Living in Estepona

Golf

1.3 km

Azata Golf

Beach

484 m

Play Costa Natura (Nudist)

Airport

31.7 km

Royal Air Force Gibraltar

Restaurant

320 m

SushiPanda

Supermarket

67 m

Mercadona

Pharmacy

305 m

Farmacia Estepona

Hospital

705 m

Hospital de Alta Resolución de Estepona

Gym

4.2 km

Basic-Fit

Marina

3.3 km

Puerto Deportivo

Train station

21.7 km

Jimena de la Frontera

The setting is unusually well-served for a residential-edge location. A Mercadona sits roughly 67 metres away, with an Aldi and a pharmacy within 500 metres, and the nearest beach is under 500 metres on foot. The Hospital de Alta Resolución de Estepona is around 700 metres away, a genuine practicality for full-time residents. Everyday dining is close, with several restaurants within a short walk.

Golf is a three-to-four-minute drive, with Azata Golf, Albayt and Estepona Golf all within two kilometres. Estepona's marina and old town are about seven minutes by car. The climate is temperate, averaging highs of 22.3°C and lows of 15.7°C across the year. Gibraltar airport is roughly an hour away; Málaga around two hours.

From your door

Marbella Old Town

33 min by car

30.1 km direct

Puerto Banús

25 min by car

23.1 km direct

Málaga Airport

1h 15m by car

68.8 km direct

Mijas Pueblo

59 min by car

53.9 km direct

La Cala de Mijas

54 min by car

49.8 km direct

Estepona

5 min by car

4.8 km direct

Gibraltar

36 min by car

32.9 km direct

Ronda

41 min by car

37.3 km direct

Shahd Sherif · Your Roccabox specialist

New Developments Desk · Marbella office

Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining The Palms at Estepona residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.

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WhatsApp the team +34 951 12 04 67

Real numbers

Understand the full picture

Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.

Typical off-plan payment schedule

Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.

On reservation

€43k10%

Refundable holding deposit until contract signing; locks the unit out of the open market.

Contract signing

€86k20%

First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.

On completion

€300k70%

Balance paid when keys are handed over and the licence of first occupation issued.

Total cost of ownership

Purchase price · drag to model

€429,000

From €429,000€1,179,000

VAT / IVA (10% new build)

€42,900

Stamp duty / AJD (1.2%)

€5,148

Notary + registry (~1%)

€4,290

Legal fees (~1%)

€4,290

All-in

€481,338

Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.

Spanish mortgage scenario

Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.

Monthly payment

€1,503/mo

Total repayable

€451,012

Loan-to-value · 70%

50%70%

Term · 25 years

10 yrs30 yrs

Interest rate · 3.50%

2.5%5.5%

Deposit required

€128,700

Loan amount

€300,300

Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.

Investment outlook

Three scenarios our analysts model on every Costa del Sol off-plan deal.

A · Hold and sell at key-ready

€77,220gross uplift

B · Rent long-term (gross/yr)

€12,012

C · Short-term rental (peak gross/yr)

€19,305

Capital growth · 8-yr area benchmark

+30–40%

Personal 5-year model

on request

Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.

Common questions

Buying off-plan in Spain, answered

Straight answers to the questions our specialists field most. For anything else, the assistant above answers in real time.

Is The Palms at Estepona a good investment compared to the local resale market?

The Palms at Estepona is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.

What is the off-plan payment schedule in Spain?

Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.

Can a non-resident get a mortgage to buy at The Palms at Estepona?

Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.

Does buying at The Palms at Estepona qualify for Spanish residency?

Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.

How far is The Palms at Estepona from Málaga airport?

Approximately 75 minutes' drive, with a direct route via the A-7 / AP-7 motorway.

What is included in the purchase price?

Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.

Can I personalise the property?

At the With licence stage, The Palms at Estepona buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.

Speak with us

Speak with our team.

Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 34 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.

Ask a question now via the assistant, or have the team follow up with the full brief.

Shahd Sherif

New-Developments Desk · Marbella

EN · ES · RU · FR · NL · SV

Call the team · +34 951 12 04 67 WhatsApp the team Ask the assistant

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