Monthly payment
€1,437/mo
With licence · current release
The Oak 48
Estepona · Estepona · Ref: RDEV2301
Prices from
€410,000
Available
28 of 48
Bedrooms
1–3en-suite
Delivery
Q4 2027
Type
Apartments
Size from
57 m²
Total homes
48 homes
Phase
With licence
Licensed agency · est. 2017
AIPP member
500+ active developments
Project lifecycle
Coming soon
Off-plan
You are hereWith licence~27% saving
Under construction
Completed
Roccabox · the editorial
The Oak 48, in context.
The Oak 48 is a 48-home apartment scheme in Estepona, set within walking distance of the town's old quarter and its seafront promenade. Designed by architecture studio Mónaco Arquitectos with an emphasis on natural light, accessibility and sustainability, the residences range from one to three bedrooms, spanning 57 to 91 m² of built area, with prices from €410,000 to €874,500.
The layouts step through the building's form: ground-floor homes gain private gardens or patios, upper floors add generous balconies, and the penthouses crown the scheme with rooftop solariums and optional private plunge pools. All homes face the Sierra Bermeja and the Mediterranean. The development holds its building licence, with construction from Q3 2025 and completion targeted for Q4 2027.
With 20 of 48 units already reserved, the early phases are moving; 28 remain available at the time of writing.
Prepared by the Roccabox New-Developments Desk · Marbella
At a glance
Key facts
01
48 apartments, one to three bedrooms, 57–91 m² built area
02
Penthouses with rooftop solariums and optional private plunge pools
03
Building licence in place; completion targeted Q4 2027
04
20 of 48 units already reserved, 28 remaining
05
Sea and Sierra Bermeja views; walking distance to Estepona old town
The current release
The 28 remaining apartments
Each one specified individually. Pricing released on enquiry.
+Show full unit listHide unit list
| Unit | Block | Floor | Beds | Baths | Interior | Outside | Garage | |
|---|---|---|---|---|---|---|---|---|
| — | 2 | AT | 1 | 1 | 57 m² | 13 m² terrace | — | |
| — | 3 | BAJO | 2 | 2 | 69 m² | 9 m² garden | — | |
| — | 3 | 1 | 2 | 2 | 69 m² | 7 m² terrace | — | |
| — | 2 | BAJO | 2 | 2 | 65 m² | 10 m² garden | — | |
| — | 3 | BAJO | 2 | 2 | 64 m² | 10 m² garden | — | |
| — | 3 | 1 | 2 | 2 | 67 m² | 10 m² terrace | — | |
| — | 1 | BAJO | 2 | 2 | 64 m² | 10 m² garden | — | |
| — | 2 | BAJO | 2 | 2 | 65 m² | 10 m² garden | — | |
| — | 2 | 1 | 2 | 2 | 66 m² | 9 m² terrace | — | |
| — | 3 | 2 | 2 | 2 | 69 m² | 7 m² terrace | — | |
| — | 2 | 1 | 2 | 2 | 67 m² | 10 m² terrace | — | |
| — | 2 | 2 | 2 | 2 | 66 m² | 9 m² terrace | — | |
| — | 3 | 2 | 2 | 2 | 67 m² | 10 m² terrace | — | |
| — | 1 | 1 | 2 | 2 | 76 m² | 8 m² terrace | — | |
| — | 2 | 2 | 2 | 2 | 67 m² | 10 m² terrace | — | |
| — | 1 | 2 | 2 | 2 | 76 m² | 8 m² terrace | — | |
| — | 1 | BAJO | 2 | 2 | 82 m² | 33 m² terrace | — | |
| — | 2 | 2 | 2 | 2 | 80 m² | 16 m² terrace | — | |
| — | 2 | 2 | 2 | 2 | 83 m² | 17 m² terrace | — | |
| — | 1 | 1 | 3 | 2 | 91 m² | 26 m² terrace | — | |
| — | 3 | AT | 2 | 2 | 69 m² | 7 m² terrace | — | |
| — | 2 | AT | 2 | 2 | 66 m² | 9 m² terrace | — | |
| — | 3 | AT | 2 | 2 | 67 m² | 10 m² terrace | — | |
| — | 2 | AT | 2 | 2 | 69 m² | 9 m² terrace | — | |
| — | 1 | AT | 2 | 2 | 76 m² | 8 m² terrace | — | |
| — | 3 | AT | 3 | 2 | 89 m² | 10 m² terrace | — | |
| — | 1 | AT | 2 | 2 | 91 m² | 14 m² terrace | — | |
| — | 1 | AT | 3 | 2 | 91 m² | 26 m² terrace | — |
Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.
Roccabox AI
Ask anything about The Oak 48.
Our AI concierge knows every unit, every spec, every price, the off-plan timeline, the local market and how to compare this development against the others nearby. Answers in your language, instantly, any time.
Answers will appear here. Try a starter question above, or type your own.
Live availability
28 of 48 apartments remain
Live data refreshed nightly from our multiple independent sources.
1-bedroom Apartment
57 m²
From
€410,000
1 available
2-bedroom Apartments
64–91 m²
From
€415,000
24 available
3-bedroom Apartments
89–91 m²
From
€517,000
3 available
The off-plan discount curve
The off-plan discount, stage by stage
Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. The Oak 48 currently sits in the With licence band.
Coming soon
~40% off
Off-plan
~32% off
With licence
YOU ARE HERE
~27% off
Under construction
~22% off
Completed
~16% off
Current entry
€410k
With licence pricing
Projected key-ready benchmark
€562k
Indicative uplift modelled against comparable new-build completions
Roccabox analyst view
Unlike much off-plan on the coast, The Oak 48 already holds its building licence, removing the permitting risk that stalls many projects. Construction runs from Q3 2025 to Q4 2027, so buyers commit against a defined timeline. With 20 units reserved before completion, the remaining 28 offer choice of floor and aspect that narrows over time. Area resale data shows a median of around €3,382/m² over 171 days on market — a reference point worth weighing against The Oak 48's new-build specification and central position.
Reserving early
Why buyers reserve at this stage
01
Personalisation window
Reserving during the With licence phase gives buyers genuine input into layout, finishes and basement use ahead of handover, a window that closes as the build advances.
02
Scarcity and specification
28 of 48 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.
03
Risk-managed entry
Spanish new-build buyers are protected by staged payments held under bank guarantee, ten-year structural warranty and full licence review. Roccabox brokers all of this through regulated counsel.
Market reality
The premium, contextualised
Useful context — not a substitute for unit-level valuation. Pricing data cross-referenced against live Costa del Sol market signals.
The Oak 48 is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €7,193 per built m² the relevant question is whether the premium is justified against comparable new-build completions, not whether it beats the area's median of €3,382/m².
Comparable confidence: 70% · Source: live market data, 22/07/2026
Estepona apartments median (€/m²)
€3,382
The Oak 48 (€/m² built)
€7,193
Premium reflects
new-build specification · scarcity · plot & orientation
Why buy with Roccabox
Your purchase is in safe hands
Licensed, regulated and trusted since 2017. We verify every development before listing it.
◆
Licensed agency
AIPP member · est. 2017 · Regulated by Spanish property law
◆
Live market data
Cross-referenced against the most credible Costa del Sol sources
◆
Buyer protections
Staged payments · bank guarantee · 10-yr warranty
57–91 m²
Internal area per unit
Specification
What every unit receives
Bedrooms
1–3 en-suite
Bathrooms
1–2
Built area
57–91 m²
Build stage
With licence
Completion
Q4 2027
Warranty
10-yr structural
Energy
Class A (new build)
Document
Estepona
Living in Estepona
The setting is genuinely walkable. A pharmacy sits 458 metres away, with ALDI, Mercadona and Eroski all inside 600 metres, and the nearest restaurants a one-minute stroll. 5 km. Golfers have Azata Golf and Estepona Golf within a nine to twelve-minute drive, and the Hospital de Alta Resolución de Estepona lies under 10 minutes away.
The A-7 and AP-7 place Marbella, Puerto Banús and Málaga within easy reach.
From your door
Marbella Old Town
28 min by car
25.6 km direct
Puerto Banús
20 min by car
18.7 km direct
Málaga Airport
1h 10m by car
64.3 km direct
Mijas Pueblo
54 min by car
49.5 km direct
La Cala de Mijas
50 min by car
45.8 km direct
Estepona
3 min by car
1.0 km direct
Gibraltar
41 min by car
37.2 km direct
Ronda
37 min by car
34.2 km direct
Shahd Sherif · Your Roccabox specialist
New Developments Desk · Marbella office
Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining The Oak 48 residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.
EnglishEspañolРусскийFrançaisNederlandsSvenska
Real numbers
Understand the full picture
Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.
Typical off-plan payment schedule
Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.
On reservation
€41k10%
Refundable holding deposit until contract signing; locks the unit out of the open market.
Contract signing
€82k20%
First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.
On completion
€287k70%
Balance paid when keys are handed over and the licence of first occupation issued.
Total cost of ownership
VAT / IVA (10% new build)
€41,000
Stamp duty / AJD (1.2%)
€4,920
Notary + registry (~1%)
€4,100
Legal fees (~1%)
€4,100
All-in
€460,020
Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.
Spanish mortgage scenario
Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.
Total repayable
€431,037
50%70%
10 yrs30 yrs
2.5%5.5%
Deposit required
€123,000
Loan amount
€287,000
Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.
Investment outlook
Three scenarios our analysts model on every Costa del Sol off-plan deal.
A · Hold and sell at key-ready
€73,800gross uplift
B · Rent long-term (gross/yr)
€11,480
C · Short-term rental (peak gross/yr)
€18,450
Capital growth · 8-yr area benchmark
+30–40%
Personal 5-year model
on request
Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.
Common questions
Buying off-plan in Spain, answered
Straight answers to the questions our specialists field most. For anything else, the assistant above answers in real time.
Is The Oak 48 a good investment compared to the local resale market?
The Oak 48 is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.
What is the off-plan payment schedule in Spain?
Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.
Can a non-resident get a mortgage to buy at The Oak 48?
Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.
Does buying at The Oak 48 qualify for Spanish residency?
Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.
How far is The Oak 48 from Málaga airport?
Approximately 70 minutes' drive, with a direct route via the A-7 / AP-7 motorway.
What is included in the purchase price?
Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.
Can I personalise the property?
At the With licence stage, The Oak 48 buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.
Speak with us
Speak with our team.
Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 28 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.
Ask a question now via the assistant, or have the team follow up with the full brief.
Shahd Sherif
New-Developments Desk · Marbella
EN · ES · RU · FR · NL · SV
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