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Current release · 15 of 48 apartments available
The Oak 48, Estepona
The Oak 48, Estepona
The Oak 48, Estepona
The Oak 48, Estepona
The Oak 48, Estepona
Under construction · current release

The Oak 48

Estepona · Estepona · Ref: RDEV2301
Prices from
€375,000
Available
15 of 48
Bedrooms
2–3en-suite
Delivery
Q4 2027
Type
Apartments
Size from
64 m²
Total homes
48 homes
Phase
Under construction
Licensed agency · est. 2017 AIPP member 500+ active developments

Project lifecycle

Coming soon
Off-plan
With licence
You are hereUnder construction~22% saving
Completed
Roccabox · the editorial

The Oak 48, in context.

The Oak 48 is a single building of forty-eight apartments in one of Estepona's established residential quarters, a few minutes' walk from the old town and the seafront promenade. It suits buyers who want a lock-up-and-leave base on the western Costa del Sol without giving up outdoor space. The market has already given its verdict: 33 of the 48 homes are sold.

Apartments range from 64 to 91 m² built, each with two bathrooms, one of them en suite. What sets them apart is how they open to the outside. Ground-floor homes step out onto a terrace and a private garden or patio.

Higher up, large sliding windows give onto generous balconies that frame the Mediterranean on one side and the ridge of the Sierra Bermeja on the other. The penthouses go further, with a rooftop solarium and a private pool. One agent lists the pool as an optional plunge pool, a point worth confirming at reservation.

Either way, this is the kind of terrace where an evening swim gives way to dinner as the light settles over the mountains. Inside, the specification is considered rather than showy. Each home has a fully equipped kitchen, air conditioning, underfloor heating and double glazing.

Construction began in Q3 2025 and completion is scheduled for Q4 2027. Prices run from €375,000 to €890,000. With fifteen homes left, the choice of floor and outlook is narrowing quickly.

Prepared by the Roccabox New-Developments Desk · Marbella
At a glance

Key facts

01
48 apartments, 33 already sold and 15 remaining
02
Homes of 64 to 91 m² built, priced from €375,000
03
Penthouses with rooftop solarium and private pool
04
Walk to Estepona old town, La Rada beach 1.5 km away
05
Under construction since Q3 2025, completion Q4 2027
The current release

The 15 remaining apartments

Each one specified individually. Pricing released on enquiry.

+Show full unit listHide unit list 15 units · Unit, block, floor, specs, garage
Unit Block Floor Beds Baths Interior Outside Garage
— 3 BAJO 2 2 69 m² 9 m² garden —
— 1 BAJO 2 2 64 m² 10 m² garden —
— 2 BAJO 2 2 65 m² 10 m² garden —
— 3 1 2 2 69 m² 7 m² terrace —
— 3 2 2 2 69 m² 7 m² terrace —
— 2 1 2 2 66 m² 9 m² terrace —
— 1 1 2 2 76 m² 8 m² terrace —
— 2 2 2 2 67 m² 10 m² terrace —
— 1 1 3 2 91 m² 26 m² terrace —
— 2 AT 2 2 66 m² 9 m² terrace —
— 3 AT 2 2 69 m² 7 m² terrace —
— 1 AT 2 2 76 m² 8 m² terrace —
— 2 AT 2 2 69 m² 9 m² terrace —
— 3 AT 3 2 89 m² 10 m² terrace —
— 1 AT 2 2 91 m² 14 m² terrace —
Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.
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Live availability

15 of 48 apartments remain

Live data refreshed nightly from our multiple independent sources.

2-bedroom Apartments 64–91 m²
From
€375,000
13 available
3-bedroom Apartments 89–91 m²
From
€517,000
2 available
The off-plan discount curve

The off-plan discount, stage by stage

Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. The Oak 48 currently sits in the Under construction band.

MORE LESS DISCOUNT TODAY · YOU ARE HERE COMING SOONOFFPLANWITH LICENCESTARTEDCOMPLETED ~40% off~32% off~27% off~22% off~16% off
Coming soon
~40% off
Off-plan
~32% off
With licence
~27% off
Under construction
YOU ARE HERE
~22% off
Completed
~16% off
Current entry
€375k
Under construction pricing
Roccabox analyst view

The building has been under construction since Q3 2025 and handover is due in Q4 2027, so buyers are committing to a project already in the ground. More than two-thirds of the homes are sold. The real question now is which of the fifteen remaining homes still offers the floor and outlook you want. Entry pricing sits above nearby resale two-bedrooms, which are listed at around €295,000 to €300,000. That premium buys new-build specification, private outdoor space and an address close to the old town. Regional data is broad and of modest confidence, but it shows Costa del Sol values per m² edging up from €3,376 to €3,439 over the past twelve months.

Reserving early

Why buyers reserve at this stage

01

Personalisation window

Reserving during the Under construction phase gives buyers genuine input into layout, finishes and basement use ahead of handover, a window that closes as the build advances.

02

Scarcity and specification

15 of 48 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.

03

Risk-managed entry

Spanish new-build buyers are protected by staged payments held under bank guarantee, ten-year structural warranty and full licence review. Roccabox brokers all of this through regulated counsel.

Market reality

The premium, contextualised

Useful context — not a substitute for unit-level valuation. Pricing data cross-referenced against live Costa del Sol market signals.

The Oak 48 is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €5,859 per built m² the relevant question is whether the premium is justified against comparable new-build completions, not whether it beats the area's median of €3,124/m².

Comparable confidence: 70% · Source: live market data, 05/11/2026

Estepona apartments median (€/m²)
€3,124
The Oak 48 (€/m² built)
€5,859
Premium reflects
new-build specification · scarcity · plot & orientation
Why buy with Roccabox

Your purchase is in safe hands

Licensed, regulated and trusted since 2017. We verify every development before listing it.

◆
Licensed agency
AIPP member · est. 2017 · Regulated by Spanish property law
◆
Live market data
Cross-referenced against the most credible Costa del Sol sources
◆
Buyer protections
Staged payments · bank guarantee · 10-yr warranty
The Oak 48
The Oak 48
The Oak 48
64–91 m²
Internal area per unit
Specification

What every unit receives

Bedrooms
2–3 en-suite
Bathrooms
2
Built area
64–91 m²
Build stage
Under construction
Completion
Q4 2027
Warranty
10-yr structural
Energy
Class A (new build)
Estepona

Living in Estepona

Golf
4.5 km
Azata Golf
Beach
1.5 km
La Rada
Airport
36.0 km
Royal Air Force Gibraltar
Restaurant
365 m
Abriendo boca
Café
886 m
Don Capuchino
Bar
1.0 km
La Launterna
Supermarket
528 m
ALDI
Pharmacy
458 m
Farmacia Usero
Hospital
4.7 km
Hospital de Alta Resolución de Estepona
Gym
1.0 km
Gimnasio Supera
Padel / tennis
3.9 km
El Club de Tenis y Pádel Estepona
Marina
1.9 km
Puerto Estepona
Train station
24.1 km
Gaucin

Daily life here is lived on foot. Mercadona, ALDI and Eroski are all within about 600 metres. A pharmacy is under 500 metres away and the nearest restaurant is a 365-metre stroll. The old town and the promenade are a few minutes' walk and La Rada, Estepona's town beach, lies 1.5 km away, with Playa del Cristo a little further at 2.3 km. Puerto Estepona, the marina, is under 2 km, close enough for a long lunch by the boats without thinking about the car.

Golfers have Azata Golf nine minutes away by car and Estepona Golf at twelve. El Club de Tenis y Pádel Estepona is eight minutes away. For healthcare, the Hospital de Alta Resolución de Estepona is a nine-minute drive. The climate rewards outdoor living, with average highs of 22.4°C and lows of 15.9°C across the year, so the terrace earns its keep in January as well as July. The A-7 and AP-7 lead east to Marbella and Puerto Banús. Málaga airport is around 65 km away and Gibraltar's airfield is closer at 36 km.

From your door
Marbella Old Town
28 min by car
25.6 km direct
Puerto Banús
20 min by car
18.7 km direct
Málaga Airport
1h 10m by car
64.3 km direct
Mijas Pueblo
54 min by car
49.5 km direct
La Cala de Mijas
50 min by car
45.8 km direct
Estepona
3 min by car
1.0 km direct
Gibraltar
41 min by car
37.2 km direct
Ronda
37 min by car
34.2 km direct
Shahd Sherif, Roccabox New Developments Desk
Shahd Sherif · Your Roccabox specialist
New Developments Desk · Marbella office
Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining The Oak 48 residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.
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Real numbers

Understand the full picture

Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.

Typical off-plan payment schedule

Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.

On reservation
€38k10%
Refundable holding deposit until contract signing; locks the unit out of the open market.
Contract signing
€75k20%
First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.
On completion
€263k70%
Balance paid when keys are handed over and the licence of first occupation issued.

Total cost of ownership

€375,000
From €375,000€890,000
VAT / IVA (10% new build)
€37,500
Stamp duty / AJD (1.2%)
€4,500
Notary + registry (~1%)
€3,750
Legal fees (~1%)
€3,750
All-in
€424,500
Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.

Spanish mortgage scenario

Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.

Monthly payment
€1,314/mo
Total repayable
€394,241
50%70%
10 yrs30 yrs
2.5%5.5%
Deposit required
€112,500
Loan amount
€262,500
Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.

Investment outlook

Three scenarios our analysts model on every Costa del Sol off-plan deal.

A · Hold and sell at key-ready
€67,500gross uplift
B · Rent long-term (gross/yr)
€10,500
C · Short-term rental (peak gross/yr)
€16,875
Capital growth · 8-yr area benchmark
+30–40%
Personal 5-year model
on request
Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.
Common questions

Buying off-plan in Spain, answered

Straight answers to the questions our specialists field most. For anything else, the assistant above answers in real time.

Is The Oak 48 a good investment compared to the local resale market?
The Oak 48 is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.
What is the off-plan payment schedule in Spain?
Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.
Can a non-resident get a mortgage to buy at The Oak 48?
Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.
Does buying at The Oak 48 qualify for Spanish residency?
Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.
How far is The Oak 48 from Málaga airport?
Approximately 70 minutes' drive, with a direct route via the A-7 / AP-7 motorway.
What is included in the purchase price?
Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.
Can I personalise the property?
At the Under construction stage, The Oak 48 buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.
Speak with us

Speak with our team.

Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 15 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.

Ask a question now via the assistant, or have the team follow up with the full brief.

Shahd Sherif
Shahd Sherif
New-Developments Desk · Marbella
EN · ES · RU · FR · NL · SV
Request the full brief
Receive current availability, floor plans, payment schedule and our analyst notes on Estepona, as a live, personalised link.
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