Under construction · current release

The Oak 48

Estepona · Estepona · Ref: RDEV2301

Prices from

€390,000

Available

26 of 48

Bedrooms

1–3en-suite

Delivery

Q4 2027

Type

Apartments

Size from

57 m²

Total homes

48 homes

Phase

Under construction

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Licensed agency · est. 2017 AIPP member 500+ active developments

Project lifecycle

Coming soon

Off-plan

With licence

You are hereUnder construction~22% saving

Completed

Roccabox · the editorial

The Oak 48, in context.

The Oak 48 is a forty-eight-unit apartment building in central Estepona, within walking distance of the old town and aimed at buyers who want a lock-up-and-leave home rather than a gated resort address. Construction began in Q3 2025, with completion scheduled for Q4 2027. Homes run from one to three bedrooms across 57 m² to 91 m² of interior space, priced between €390,000 and €886,000; terraces are additional, and ground-floor units add a private garden or patio while penthouses take a solarium with optional private plunge pool.

Orientation favours the Sierra Bermeja ridge to the north and the Mediterranean to the south. Communal provision is deliberately urban in character: pool, gym, co-working room, social area, landscaped gardens, parking and storage.

Twenty-two of the forty-eight homes were sold before this listing was compiled, leaving 26 available — meaningful choice remains, but the better-oriented plans typically go first.

Prepared by the Roccabox New-Developments Desk · Marbella

At a glance

Key facts

01
48 apartments, 26 still available at the time of writing — 22 already sold
02
One to three bedrooms, 57–91 m² built, priced €390,000 to €886,000
03
Under construction since Q3 2025, completion scheduled Q4 2027
04
Penthouses with rooftop solarium and optional private plunge pool
05
Pool, gym, co-working room and gardens; 1.5 km to La Rada beach

The current release

The 26 remaining apartments

Each one specified individually. Pricing released on enquiry.

+Show full unit listHide unit list 26 units · Unit, block, floor, specs, garage

Unit	Block	Floor	Beds	Baths	Interior	Outside	Garage
—	3	BAJO	2	2	69 m²	9 m² garden	—
—	2	BAJO	2	2	65 m²	10 m² garden	—
—	3	BAJO	2	2	64 m²	10 m² garden	—
—	2	BAJO	2	2	65 m²	10 m² garden	—
—	3	1	2	2	69 m²	7 m² terrace	—
—	1	BAJO	2	2	64 m²	10 m² garden	—
—	3	1	2	2	67 m²	10 m² terrace	—
—	3	2	2	2	69 m²	7 m² terrace	—
—	2	1	2	2	66 m²	9 m² terrace	—
—	2	AT	1	1	57 m²	13 m² terrace	—
—	3	2	2	2	67 m²	10 m² terrace	—
—	2	2	2	2	66 m²	9 m² terrace	—
—	2	1	2	2	67 m²	10 m² terrace	—
—	1	1	2	2	76 m²	8 m² terrace	—
—	1	2	2	2	76 m²	8 m² terrace	—
—	2	2	2	2	67 m²	10 m² terrace	—
—	1	BAJO	2	2	82 m²	33 m² terrace	—
—	1	1	3	2	91 m²	26 m² terrace	—
—	3	AT	2	2	69 m²	7 m² terrace	—
—	3	AT	2	2	67 m²	10 m² terrace	—
—	2	AT	2	2	66 m²	9 m² terrace	—
—	1	AT	2	2	76 m²	8 m² terrace	—
—	2	AT	2	2	69 m²	9 m² terrace	—
—	1	AT	3	2	91 m²	26 m² terrace	—
—	1	AT	2	2	91 m²	14 m² terrace	—
—	3	AT	3	2	89 m²	10 m² terrace	—

Pricing released on enquiry. Reservations require a refundable holding deposit, held under Spanish bank guarantee until completion.

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Live availability

26 of 48 apartments remain

Live data refreshed nightly from our multiple independent sources.

1-bedroom Apartment 57 m²

From

€435,000

1 available

2-bedroom Apartments 64–91 m²

From

€390,000

22 available

3-bedroom Apartments 89–91 m²

From

€517,000

3 available

The off-plan discount curve

The off-plan discount, stage by stage

Off-plan entry typically offers the largest pricing headroom at the earliest stages. The advantage narrows as construction progresses — at completion the unit is priced at market. The Oak 48 currently sits in the Under construction band.

Coming soon

~40% off

Off-plan

~32% off

With licence

~27% off

Under construction

YOU ARE HERE

~22% off

Completed

~16% off

Current entry

€390k

Under construction pricing

Projected key-ready benchmark

€500k

Indicative uplift modelled against comparable new-build completions

Roccabox analyst view

Buying now means selecting from the 26 unsold homes rather than the remainder in 2027 — and floor level, orientation and penthouse solariums are where the value sits in a 48-unit building. Payment is staged across a two-year build, with Spanish bank guarantees on deposits. Note honestly that at €390,000 for 57 m² the pricing sits above the wider Costa del Sol resale median of €3,425/m²; the case rests on new-build specification, a walkable central Estepona address and a two-year forward completion, not on undercutting the second-hand market.

Reserving early

Why buyers reserve at this stage

Personalisation window

Reserving during the Under construction phase gives buyers genuine input into layout, finishes and basement use ahead of handover, a window that closes as the build advances.

Scarcity and specification

26 of 48 units remain. The plot sizes, orientation and amenity package on this scheme are not easily replicated in the immediate resale stock.

Risk-managed entry

Spanish new-build buyers are protected by staged payments held under bank guarantee, ten-year structural warranty and full licence review. Roccabox brokers all of this through regulated counsel.

Market reality

The premium, contextualised

Useful context — not a substitute for unit-level valuation. Pricing data cross-referenced against live Costa del Sol market signals.

The Oak 48 is not priced against average Estepona resale stock. It is a premium new-build product with the specification, plot quality and amenity package that the broader resale market typically does not match. At €6,842 per built m² the relevant question is whether the premium is justified against comparable new-build completions, not whether it beats the area's median of €3,422/m².

Comparable confidence: 70% · Source: live market data, 18/09/2026

Estepona apartments median (€/m²)

€3,422

The Oak 48 (€/m² built)

€6,842

Premium reflects

new-build specification · scarcity · plot & orientation

Why buy with Roccabox

Your purchase is in safe hands

Licensed, regulated and trusted since 2017. We verify every development before listing it.

◆

Licensed agency

AIPP member · est. 2017 · Regulated by Spanish property law

◆

Live market data

Cross-referenced against the most credible Costa del Sol sources

◆

Buyer protections

Staged payments · bank guarantee · 10-yr warranty

57–91 m²

Internal area per unit

Specification

What every unit receives

Bedrooms

1–3 en-suite

Bathrooms

1–2

Built area

57–91 m²

Build stage

Under construction

Completion

Q4 2027

Warranty

10-yr structural

Energy

Class A (new build)

Estepona

Living in Estepona

Golf

4.5 km

Azata Golf

Beach

1.5 km

La Rada

Airport

36.0 km

Royal Air Force Gibraltar

Restaurant

365 m

Abriendo boca

Café

886 m

Don Capuchino

Bar

1.0 km

La Launterna

Supermarket

528 m

ALDI

Pharmacy

458 m

Farmacia Usero

Hospital

4.7 km

Hospital de Alta Resolución de Estepona

Gym

1.0 km

Gimnasio Supera

Padel / tennis

3.9 km

El Club de Tenis y Pádel Estepona

Marina

1.9 km

Puerto Estepona

Train station

24.1 km

Gaucin

This is town living rather than urbanisation living. A pharmacy sits 458 m away, three supermarkets within 600 m, and the first restaurants and cafés inside a five-minute walk — the sort of density that makes a car optional for daily life. La Rada beach is 1.5 km; Puerto Estepona and its fish restaurants roughly 1.9 km. Azata Golf is a nine-minute drive, Estepona Golf twelve. Estepona's public high-resolution hospital is 4.7 km away, with a private alternative at 6.5 km.

The climate is the practical draw: a ten-year average daily high of 22.4°C and overnight low of 15.9°C, which keeps terraces usable well outside high summer. Málaga airport is roughly 65 km east along the AP-7; Gibraltar is closer at 36 km.

From your door

Marbella Old Town

28 min by car

25.6 km direct

Puerto Banús

20 min by car

18.7 km direct

Málaga Airport

1h 10m by car

64.3 km direct

Mijas Pueblo

54 min by car

49.5 km direct

La Cala de Mijas

50 min by car

45.8 km direct

Estepona

3 min by car

1.0 km direct

Gibraltar

41 min by car

37.2 km direct

Ronda

37 min by car

34.2 km direct

Shahd Sherif · Your Roccabox specialist

New Developments Desk · Marbella office

Every Roccabox specialist on the New-Developments Desk has walked the projects we represent and reviewed the architectural drawings. We will tell you honestly which of the remaining The Oak 48 residences suits your brief, model the numbers in your currency, and arrange a private viewing within the week. Airport transfer arranged where helpful.

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WhatsApp the team +34 951 12 04 67

Real numbers

Understand the full picture

Spanish purchases involve taxes and fees that catch first-time international buyers off-guard. We surface every figure that matters.

Typical off-plan payment schedule

Spanish new-build purchases are typically paid in three staged instalments, with every euro held under bank guarantee until completion.

On reservation

€39k10%

Refundable holding deposit until contract signing; locks the unit out of the open market.

Contract signing

€78k20%

First instalment to the developer's bonded escrow account, around 4–8 weeks after reservation.

On completion

€273k70%

Balance paid when keys are handed over and the licence of first occupation issued.

Total cost of ownership

Purchase price · drag to model

€390,000

From €390,000€886,000

VAT / IVA (10% new build)

€39,000

Stamp duty / AJD (1.2%)

€4,680

Notary + registry (~1%)

€3,900

Legal fees (~1%)

€3,900

All-in

€441,480

Annual IBI (property tax) ≈ 0.4–1.1% of cadastral value. Community fees vary. Your gestor confirms exact figures.

Spanish mortgage scenario

Indicative non-resident mortgage on the slider price above. Spanish banks typically lend 60–70% LTV to non-residents over 20–25 years.

Monthly payment

€1,367/mo

Total repayable

€410,011

Loan-to-value · 70%

50%70%

Term · 25 years

10 yrs30 yrs

Interest rate · 3.50%

2.5%5.5%

Deposit required

€117,000

Loan amount

€273,000

Illustrative only. Actual Spanish mortgage terms depend on residency, income, tax history and the lender. Roccabox can introduce you to non-resident mortgage brokers.

Investment outlook

Three scenarios our analysts model on every Costa del Sol off-plan deal.

A · Hold and sell at key-ready

€70,200gross uplift

B · Rent long-term (gross/yr)

€10,920

C · Short-term rental (peak gross/yr)

€17,550

Capital growth · 8-yr area benchmark

+30–40%

Personal 5-year model

on request

Ranges are illustrative and gross. Short-term rentals require a tourism licence (VFT) and active management. Our investment analysts can model your specific scenario using current Marbella rental comparables.

Common questions

Buying off-plan in Spain, answered

Straight answers to the questions our specialists field most. For anything else, the assistant above answers in real time.

Is The Oak 48 a good investment compared to the local resale market?

The Oak 48 is positioned as a premium new-build product with developer warranty, modern specification and limited supply. Comparable to the broader resale stock in Estepona on price-per-m², the premium reflects new-build standards, plot quality and amenity package not typically available in the resale market. Our market analysts model the projected key-ready value on request.

What is the off-plan payment schedule in Spain?

Spanish off-plan purchases are typically staged: 10% on reservation (refundable holding deposit), a further 20% on signing the private purchase contract, and the remaining 70% on completion. Every euro paid before completion is held under bank guarantee — if the developer defaults, your money is refunded under Spanish law.

Can a non-resident get a mortgage to buy at The Oak 48?

Yes. Spanish banks routinely lend 60–70% loan-to-value to non-residents on properties at this value, over terms of 20–25 years at competitive rates. Roccabox introduces vetted non-resident mortgage brokers at no cost.

Does buying at The Oak 48 qualify for Spanish residency?

Spain's property-based Golden Visa route closed to new applicants on 3 April 2025 under Organic Law 1/2025. However, other residency routes remain available depending on circumstances — non-lucrative visa, digital-nomad visa, work or family-based permits. Roccabox introduces regulated Spanish immigration counsel.

How far is The Oak 48 from Málaga airport?

Approximately 70 minutes' drive, with a direct route via the A-7 / AP-7 motorway.

What is included in the purchase price?

Price includes the unit as specified by the developer. Spanish purchase costs (VAT/IVA on new builds at 10%, AJD stamp duty at 1.2%, notary and registry around 1%, legal counsel typically 1%) sit on top of the headline price. The Roccabox team produces a personalised total-cost breakdown on request.

Can I personalise the property?

At the Under construction stage, The Oak 48 buyers can typically influence layout details, basement configuration, finishes and specification ahead of handover. The window narrows as the build progresses. Our specialist will walk you through what's still negotiable on each remaining unit.

Speak with us

Speak with our team.

Our New-Developments Desk has reviewed every project on the Costa del Sol catalogue and can walk you through which of the remaining 26 units suit your brief, model the numbers in your currency, and arrange a viewing — including airport transfer where helpful.

Ask a question now via the assistant, or have the team follow up with the full brief.

Shahd Sherif

New-Developments Desk · Marbella

EN · ES · RU · FR · NL · SV

Call the team · +34 951 12 04 67 WhatsApp the team Ask the assistant

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